Monroe County property record for 312 Central Ave, Sparta, WI 54656
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Oct 2016) |
| Tax Bill | $2,601 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-00452-0000 |
| Primary APN | 281-00452-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,538 sqft (0.196 acres) |
|---|
| Street Address | 312 CENTRAL AVE |
|---|---|
| City | SPARTA |
| State | WI |
| Zip | 54656-1651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26, BLOCK 7, BARD'S ADD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | BARDS ADDITION A F C/SPARTA |
| Legal Block | 7 |
| Legal Lot Number | 26 |
| Jurisdiction | MONROE WI |
| Township / Civil Division | SPARTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950300 |
312 Central Ave is owned and occupied by an individual who bought it in October 2016.
Source: Monroe County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 CENTRAL AVE, SPARTA, WI 54656-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC |
| Feb 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2016 · Amount on File |
| Deed Sale | Oct 12, 2016 · Amount on File |
| Prior Sale | May 19, 2006 · Amount on File |
| Deed Document Number | 2016660537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 312 CENTRAL AVE, SPARTA, WI 54656-1651 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000717948 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 717948 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 312 CENTRAL AVE, SPARTA, WI 54656-1651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 696166 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 696166 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 312 Central Ave was $2,601 with a homeowner's exemption.
Source: Monroe County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Monroe County |
| Municipality | Sparta City |
| Unified School District | Sparta Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,601.00 Homeowner's exemption | $179,100 Land $15,400 Building $163,700 | $179,000 |
| 2023 | $1,958.00 Homeowner's exemption | $140,700 Land $11,100 Building $129,600 | $138,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 312 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lynxx Networks.
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