312 Cedar St, Petal, MS 39465 Property Records

Forrest County property record for 312 Cedar St, Petal, MS 39465

Property Summary

Property TypeSingle Family Home
Details1,192 sqft · built 1925
Lot Size0.99 acres (43,124 sqft)
OwnerIndividual Name on Record
Tax Bill$1,019 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-031N-07-020.00

Property Details

APN / Parcel Number

Primary APN3-031N-07-020.00
Alternative APNs
  • 103C-0000-007-094.00
  • 027904
  • 27904

Interior

Building Area1,192 sqft Living Area
1st Floor Area1,192 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialMetal
Lot Area43,124 sqft (0.99 acres)

Location & Zoning

Account Number27904
Street Address312 CEDAR ST
CityPETAL
StateMS
Zip39465-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SWC SW1/4 SE1/4 N 733FT S 69 DEG E 111.5FT FOR BEG S 69 DEG E 112FT N 318.66 W2 N100 TO THE SOUTH MARGIN OF PAVED NWLY AL
Legal Range12W
Legal Township04N
Legal Section07
Legal Block7
JurisdictionFORREST MS
Township / Civil Division3
Census Block Group1
Census Block1021
Census Tract10400

Owner

Source: Forrest County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPETAL, MS 39465
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Deed of Trust, Mortgage · FHA Mortgage
EVERETT FINANCIAL INC
Aug 23, 2022Warranty Deed, Transfer
Oct 20, 2021Warranty Deed, Transfer
Oct 29, 2018Special Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2022
Deed SaleJan 31, 2022
Prior SaleOct 20, 2021
Deed Document Number2022833032
Deed Book / Page1387 / 22
Transfer Doc001105/168
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORREST MS
Property Address312 CEDAR ST, PETAL, MS 39465-3206
Transaction TypeMortgage
Record UpdatedApr 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002444/579
DateAug 23, 2022
Book Page2444/579
Instrument841452
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORREST MS
Recording DateAug 23, 2022
Property Address312 CEDAR ST, PETAL, MS 39465-3206
Document Number001402/313
Book / Page1402 / 313
Instrument DateJul 29, 2022
Instrument841451
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address312 CEDAR ST, 312, PETAL, MS 39465-3206

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 CEDAR ST, PETAL, MS 39465-3206

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORREST MS
Recording DateOct 20, 2021
Property Address312 CEDAR ST, PETAL, MS 39465-3206
Document Number001379/121
Book / Page1379 / 121
Instrument DateSep 30, 2021
Instrument828818
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address312 CEDAR ST, 312, PETAL, MS 39465-3206

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 CEDAR ST, PETAL, MS 39465-3206
InvestorPossibly a Property Investor

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFORREST MS
Recording DateOct 29, 2018
Property Address312 CEDAR ST, PETAL, MS 39465-3206
Document Number0001294/69
Book / Page1294 / 69
Instrument DateOct 24, 2018
Instrument783189
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5024 BRANSTON RD, 5024, OOLTEWAH, TN 37363-8477

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 CEDAR ST, PETAL, MS 39465-3206

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyForrest County
MunicipalityPetal City
Unified School DistrictPetal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,019.00 (+19.46%)$5,775 (-82.96%)$38,500 (+13.6%) Land $13,980 Building $24,520
2023$853.00$33,890 (+566.6%)$33,890 (-) Land $13,980 Building $19,910
2022$5,084$33,890 Land $13,980 Building $19,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Nearby Flood Policies29 in force
Nearby Flood Claims29 (1979–2018)
Claims Outside the SFHA6 of 29
Most Recent ClaimDec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Feb 2013 · 2 claims
  • Hurricane Isaac, Aug 2012 · 3 claims
  • Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 91% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
defastlink
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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