312 Cedar Ln, Montevideo, MN 56265 Property Records

Chippewa County property record for 312 Cedar Ln, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	built 1975
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$63,400 (Jan 2026)
Tax Bill	$1,702 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Sale + 3 more
APN	`70-250-0220`

Property Details

APN / Parcel Number

Primary APN	`70-250-0220`
Alternative APN	`24547`

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Account Number	24547
Street Address	312 CEDAR LN
City	MONTEVIDEO
State	MN
Zip	56265-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUHLMANN & SMITH 4TH ADDITION THE W 75.11 FT OF LOT 1 & W 75.11 FT OF LOT 2 BLOCK 2 EX NLY 10 FT
Legal Subdivision	KUHLMANN & SMITH 4TH ADDITION
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	1
Census Block	1011
Census Tract	950601

Owner

312 Cedar Ln is owned by a company that bought it in January 2026 and is owner-occupied.

Source: Chippewa County records, as of June 11, 2026

Owner of Record	Company Name on File
Mailing Address	465 PLEASANT AVE N, ANNANDALE, MN 55302-9143
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage SENTRY BANK
Jan 20, 2026	Warranty Deed, Transfer NETWORK TITLE INC
Dec 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage CO-OP CREDIT UNION OF MONTEVIDEO
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CO-OP CREDIT UNION
Mar 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CO-OP CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Jul 26, 2013 · Amount on File
Deed Document Number	2026320588
Transfer Doc	0000308354
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Recording Date	Jun 3, 2026
Property Address	312 CEDAR LN, MONTEVIDEO, MN 56265-1862
Document Number	0000321509
Instrument Date	Jun 1, 2026
Instrument	2026321509
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	465 PLEASANT AVE N, ANNANDALE, MN 55302-9143

Mortgage

Document Number	0000321509,
Date	Jun 3, 2026
Instrument	2026321509

Lender

Name	SENTRY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Jan 20, 2026
Property Address	312 CEDAR LN, MONTEVIDEO, MN 56265-1862
Document Number	A000320588
Instrument Date	Jan 13, 2026
Instrument	A000320588
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	NETWORK TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 PLEASANT AVE N, ANNANDALE, MN 55302-9143

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	312 CEDAR LN, MONTEVIDEO, MN 56265-1862
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000316170
Date	Dec 26, 2023
Instrument	A000316170

Lender

Name	CO-OP CREDIT UNION OF MONTEVIDEO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2029

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	312 CEDAR LN, MONTEVIDEO, MN 56265-1862
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000308455
Date	Feb 8, 2021
Instrument	A000308455

Lender

Name	CO-OP CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	312 CEDAR LN, MONTEVIDEO, MN 56265-1862
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000312082
Date	Mar 24, 2022
Instrument	A000312082

Lender

Name	CO-OP CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 312 Cedar Ln was $1,702 with a homeowner's exemption, up 10.1% from the year before.

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,702.00 (+10.09%)
2025	$1,546.00 Homeowner's exemption	$126,800 Land $6,200 Building $120,600	$126,800 Land $6,200 Building $120,600
2024	$1,546.00
2023		$125,300 Land $6,200 Building $119,100	$125,300 Land $6,200 Building $119,100
2022	$1,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 312 Cedar Ln; there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Cedar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: MVTV Wireless, Verizon.

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