312 Carmello Cir, Conway, SC 29526 Property Records

Horry County property record for 312 Carmello Cir, Conway, SC 29526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 2019
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Apr 2022)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`341-14-04-0006`

Property Details

APN / Parcel Number

Primary APN	`341-14-04-0006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Garage Type	Attached
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	312 CARMELLO CIR
City	CONWAY
State	SC
Zip	29526-7953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS PH 2&3; LOT 45
Legal Subdivision	REFLECTIONS PH 2&3
Legal Lot Number	45
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY EAST
Census Block Group	1
Census Block	1005
Census Tract	60301

Owner

312 Carmello Cir is owned and occupied by an individual who bought it in April 2022.

Source: Horry County records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	312 CARMELLO CIR, CONWAY, SC 29526-7953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Apr 19, 2022	Warranty Deed, Transfer · FHA Mortgage CAROLINA FINANCIAL PARTNERSHIP
Sep 27, 2019	Warranty Deed, Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Document Number	0045402676
Deed Book / Page	4540 / 2676
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	312 CARMELLO CIR, CONWAY, SC 29526-7953
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CARMELLO CIR, CONWAY, SC 29526-7953

Mortgage

Document Number	63830000000819
Date	May 5, 2021
Book Page	0000006383/0000000819

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 19, 2022
Property Address	312 CARMELLO CIR, CONWAY, SC 29526-7953
Document Number	0045402676
Book / Page	4540 / 2676
Instrument Date	Apr 19, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CARMELLO CIR, CONWAY, SC 29526-7953

Mortgage

Document Number	0006548359
Date	Apr 19, 2022
Instrument	6548/359

Lender

Name	CAROLINA FINANCIAL PARTNERSHIP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 27, 2019
Property Address	312 CARMELLO CIR, CONWAY, SC 29526-7953
Document Number	4246/0411
Book / Page	004246 / 000411
Instrument Date	Sep 19, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$697.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CARMELLO CIR CONWAY SC 295267953, CONWAY, SC 29526-7953

Mortgage

Document Number	6133/2360
Date	Sep 27, 2019
Book Page	006133/002360

Lender

Name	DHI MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 312 Carmello Cir was $1,128.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00		$282,647 (-) Land $81,256 Building $201,391
2024	$1,128.00 (-18.44%)	$16,958 (+124.91%) Land $4,875 Building $12,083	$282,647 (+49.93%) Land $81,256 Building $201,391
2023	$1,383.00	$7,540 Land $1,610 Building $5,930	$188,520 Land $40,320 Building $148,200
2021	$802.00	$11,311 Land $2,419 Building $8,892	$188,520 Land $40,320 Building $148,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Carmello Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	312 (1983–2024)
Claims Outside the SFHA	13 of 312
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 72 claims Severe Storms And Flooding, Oct 2015 · 51 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Carmello Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Nearby Properties on Carmello Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures