Montgomery County property record for 312 Cadela Dr, Montgomery, TX 77316
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,440 sqft · built 2020 |
| Lot Size | 0.281 acres (12,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,000 (Aug 2020) |
| Tax Bill | $10,012 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9652-61-01600 |
| Primary APN | 9652-61-01600 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,440 sqft Living Area |
| Gross Area | 4,068 sqft |
| 1st Floor Area | 2,133 sqft |
| 2nd Floor Area | 1,307 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,219 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Canopy | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 312 CADELA DR |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77316-1956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S965261 - WOODFOREST 61, BLOCK 1, LOT 16 |
| Legal Subdivision | WOODFOREST 61 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 694503 |
312 Cadela Dr is owned and occupied by two individuals who bought it in August 2020.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 CADELA DR, MONTGOMERY, TX 77316-1956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit AUSTIN BANK |
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit AUSTIN BANK TEXAS NA/GILMER |
| Aug 4, 2020 | Vendor's Lien, Subdivision Related Transfer · Construction Mortgage AUSTIN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on File |
| Deed Sale | Aug 4, 2020 · Amount on File |
| Deed Document Number | 202082074 |
| Prior Transfer Date | Jul 30, 2020 |
| Prior Transfer Doc | 0000082074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Sep 17, 2026 |
| Property Address | 312 CADELA DR, MONTGOMERY, TX 77316-1956 |
| Document Number | 0000099851 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202699851 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 CADELA DR, MONTGOMERY, TX 77316-1956 |
| Document Number | 0000099851, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 202699851 |
| Name | AUSTIN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Apr 17, 2026 |
| Property Address | 312 CADELA DR, MONTGOMERY, TX 77316-1956 |
| Document Number | 0000038594 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202638594 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 312 CADELA DR, MONTGOMERY, TX 77316-1956 |
| Document Number | 0000038594, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202638594 |
| Name | AUSTIN BANK TEXAS NA/GILMER |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Aug 4, 2020 |
| Property Address | 312 CADELA DR, MONTGOMERY, TX 77316-1956 |
| Document Number | 0000082074 |
| Map Reference | CAB Z SH 5674 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 2020082074 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2022 |
| Title Company | PROVIDENCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2245 TEXAS DR STE 600, 600, SUGAR LAND, TX 77479-2190 |
| Name | Verified Name |
|---|---|
| Address | 312 CADELA DR, MONTGOMERY, TX 77316-1956 |
| Document Number | 0000082075 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020082075 |
| Name | AUSTIN BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 312 Cadela Dr was $10,012 with a homeowner's exemption, up 2.3% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,917 (+0.9%) Land $58,000 Building $503,917 | $561,917 (+0.9%) Land $58,000 Building $503,917 | |
| 2025 | $10,012.00 (+2.3%) Homeowner's exemption | $556,926 (+6.42%) Land $58,000 Building $498,926 | $556,926 (-4.44%) Land $58,000 Building $498,926 |
| 2024 | $9,787.00 (+7.76%) Homeowner's exemption | $523,349 (-8.43%) Land $58,000 Building $524,805 | $582,805 (+1.97%) Land $58,000 Building $524,805 |
| 2023 | $9,082.00 | $571,540 Land $58,000 Building $513,540 | $571,540 Land $58,000 Building $513,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Cadela Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 484 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 484 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Cadela Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638 |
|---|---|
| Water Source | Purchased surface water from SJRA GRP SW TREATMENT PLANT |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| MidSouth Fiber Internet Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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