312 Burrowing Owl Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 312 Burrowing Owl Ln, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 2021
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$230,702 (Mar 2021)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354616-000840`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354616-000840`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,502 sqft (0.126 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	312 BURROWING OWL LN
City	WINTER HAVEN
State	FL
Zip	33880-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DEER PHASE TWO PB 179 PGS 3-4 LOT 84
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	LAKE DEER PHASE TWO
Legal Phase	2
Legal Block	3
Legal Lot Number	84
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3009
Census Tract	13801

Owner

312 Burrowing Owl Ln is owned and occupied by two individuals who bought it in March 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 BURROWING OWL LN, WINTER HAVEN, FL 33880-2341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 31, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME SOLUTION LENDERS INC
Oct 9, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Deed Document Number	202180410
Deed Book / Page	11644 / 1301
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Apr 29, 2026
Property Address	312 BURROWING OWL LN, WINTER HAVEN, FL 33880-2341
Document Number	0000101317
Book / Page	13976 / 532
Instrument Date	Mar 17, 2026
Instrument	2026101317
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 BURROWING OWL LN, WINTER HAVEN, FL 33880-2341

Mortgage

Document Number	0000101317,
Date	Apr 29, 2026
Book Page	13976/532
Instrument	2026101317

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Dec 1, 2051

Interest

Rate	6.01%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	312 BURROWING OWL LN, WINTER HAVEN, FL 33880-2341
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	SMART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 BURROWING OWL LN, WINTER HAVEN, FL 33880-2341

Mortgage

Document Number	0000308655
Date	Nov 24, 2021
Book Page	11999/2258
Instrument	2021308655

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 31, 2021
Property Address	312 BURROWING OWL LN, WINTER HAVEN, FL 33880-2341
Document Number	0000080410
Book / Page	11644 / 1301
Map Reference	MB 179 PG 3&4
Instrument Date	Mar 29, 2021
Instrument	2021080410
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2023
Title Company	INSURED RE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,615.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 BURROWING OWL LN, WINTER HAVEN, FL 33880-2341

Mortgage

Document Number	0000080411
Date	Mar 31, 2021
Book Page	11644/1302
Instrument	2021080411

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company
Address	BARTOW, FL 33830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 9, 2020
Property Address	312 BURROWING OWL LN, WINTER HAVEN, FL 33880-2341
Document Number	0114062188
Book / Page	011406 / 002188
Instrument Date	Oct 7, 2020
Instrument	212672
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$566.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 312 Burrowing Owl Ln was $2,824 with a homeowner's exemption, down 19.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,335 (-6.71%) Land $44,000 Building $197,335	$241,335 (-9.98%) Land $44,000 Building $197,335
2025	$2,824.00 (-19.2%) Homeowner's exemption	$258,685	$268,101 Land $44,000 Building $224,101
2024	$3,495.00 (+6.39%)
2023	$3,285.00 (+2.82%) Homeowner's exemption	$244,073 (+3%)	$261,251 (+10.25%) Land $42,000 Building $219,251
2022	$3,195.00 Homeowner's exemption	$236,964 Land $35,000 Building $201,964	$236,964 Land $35,000 Building $201,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Burrowing Owl Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Burrowing Owl Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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