312 Bridge St, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 312 Bridge St, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,781 sqft · built 1952
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,125,000 (Dec 2020)
Tax Bill	$20,683 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`OSTE M:093 L:019`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:093 L:019`
Alternative APN	`43866`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,781 sqft Living Area
Gross Area	9,572 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	43866
Street Address	312 BRIDGE ST
City	OSTERVILLE
State	MA
Zip	02655-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Lot Number	19
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1010
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 HAWTHORNE RD, WELLESLEY HILLS, MA 02481-2935
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit CAPE COD COOPERATIVE BANK
Dec 4, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Jul 30, 1998 · Amount on Record
Deed Document Number	202068729
Deed Book / Page	33540 / 131
Prior Transfer Date	Dec 2, 2020
Prior Transfer Doc	33540-131
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	312 BRIDGE ST, OSTERVILLE, MA 02655-2319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32227-97
Date	Aug 16, 2019
Book Page	32227/97
Instrument	38963

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Dec 4, 2020
Property Address	312 BRIDGE ST, OSTERVILLE, MA 02655-2319
Document Number	33540-131
Book / Page	33540 / 131
Instrument Date	Dec 2, 2020
Instrument	68729
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 HAWTHOME RD, WELLESLEY, MA

Mortgage

Document Number	68730
Date	Dec 4, 2020
Instrument	68730

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Type Change Date	Jan 1, 2028
Max Rate At Change	2.25%
Index	1-Year CMT

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	312 BRIDGE ST, OSTERVILLE, MA 02655-2319
Document Number	30679-183
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	30679-183
Date	Aug 4, 2017
Book Page	030679/000183
Instrument	39538

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	312 BRIDGE ST, OSTERVILLE, MA 02655-2319
Document Number	30444-171
Book / Page	030444 / 000171
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	30444-171
Date	Apr 26, 2017
Book Page	030444/000171
Instrument	20039

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,683.00 (+7.67%)	$2,556,600 (+3.94%) Land $1,136,800 Building $1,419,800	$3,193,045
2024	$19,210.00 (+6.24%)	$2,459,700 (+13.45%) Land $1,136,800 Building $1,322,900
2023	$18,082.00	$2,168,100 Land $1,034,200 Building $1,133,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 96 policies
Nearby Flood Policies	96 in force
Nearby Flood Claims	18 (1991–2018)
Claims Outside the SFHA	5 of 18
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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