Madison County property record for 312 Boone St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 915 sqft |
| Lot Size | 0.274 acres (11,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,000 (Dec 2021) |
| Tax Bill | $1,394 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Apr 2026 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0008-0014 |
| Primary APN | B007-0008-0014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 915 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 11,973 sqft (0.274 acres) |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 60210 |
|---|---|
| Street Address | 312 BOONE ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11301 |
Source: Madison County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 BOONE ST, BEREA, KY 40403-1670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Construction Mortgage CUMBERLAND VALLEY NATIONAL BANK AND TRUST |
| Apr 15, 2026 | Deed of Trust, Mortgage · Construction Mortgage CUMBERLAND VALLEY NATIONAL BANK |
| Dec 15, 2021 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Mar 20, 2018 | Deed, Transfer · Conventional Mortgage KENTUCKY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Prior Sale | Mar 20, 2018 · Amount on Record |
| Deed Document Number | 20212014068568 |
| Deed Book / Page | 815 / 563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 15, 2026 |
| Property Address | 312 BOONE ST, BEREA, KY 40403-1670 |
| Document Number | 0014339511 |
| Book / Page | 2459 / 339 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202614339511 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 312 BOONE ST, BEREA, KY 40403-1670 |
| Document Number | 0014339511, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 2459/339 |
| Instrument | 202614339511 |
| Name | CUMBERLAND VALLEY NATIONAL BANK AND TRUST |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 15, 2026 |
| Property Address | 312 BOONE ST, BEREA, KY 40403-1670 |
| Document Number | 0M2459/339 |
| Book / Page | 2459 / 339 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202614339511 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 312 BOONE ST, BEREA, KY 40403-1670 |
| Document Number | 0014339511, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 2459/339 |
| Instrument | 202614339511 |
| Name | CUMBERLAND VALLEY NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 15, 2021 |
| Property Address | 312 BOONE ST, BEREA, KY 40403-1670 |
| Document Number | 00D815/563 |
| Book / Page | D815 / 563 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2014068568 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 234 STONEY CREEK WAY, BEREA, KY 40403-7003 |
| Name | Verified Name |
|---|---|
| Address | 312 BOONE ST, BEREA, KY 40403-1670 |
| Document Number | 2014068569 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2014068569 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Change Frequency | 6 Months |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 20, 2018 |
| Property Address | 312 BOONE ST, BEREA, KY 40403-1670 |
| Document Number | D00757/099 |
| Book / Page | D00757 / 099 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 2013973131 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1238 NASSAU DR, MIAMISBURG, OH 45342-3244 |
| Document Number | 2013973132 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 2013973132 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,394.00 (-8.89%) | $117,000 (-) | $117,000 (-) |
| 2023 | $1,530.00 (+3.1%) | $117,000 (-) | $117,000 (-) |
| 2022 | $1,484.00 | $117,000 | $117,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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