312 Bluff Oak Dr, Laredo, TX 78045 Property Records

Webb County property record for 312 Bluff Oak Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,854 sqft · built 2015
Lot Size	0.189 acres (8,265 sqft)
Owner	Individual Name on File
Tax Bill	$2,415 (2024)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-79012-060`

Property Details

APN / Parcel Number

Primary APN	`989-79012-060`
Alternative APN	`529497`

Interior

Stories	2 Stories
Building Area	2,854 sqft Living Area

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,265 sqft (0.189 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	294 sqft

Location & Zoning

Account Number	529497
Street Address	312 BLUFF OAK DR
City	LAREDO
State	TX
Zip	78045-6852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 12, LOT 6, PHASE 13
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	13
Legal Block	12
Legal Lot Number	6
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2006
Census Tract	1727

Owner

Source: Webb County records · APN 989-79012-060

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	312 BLUFF OAK DR, LAREDO, TX 78045-6852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2022
Deed Sale	Mar 31, 2022
Prior Sale	Feb 22, 2016
Deed Document Number	1463230
Deed Book / Page	5244 / 311
Record Updated	Jun 08, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 31, 2022
Property Address	312 BLUFF OAK DR, LAREDO, TX 78045-6852
Document Number	005244/311
Book / Page	5244 / 311
Map Reference	VOL 32 PG 55&56
Instrument Date	Mar 29, 2022
Instrument	1463230
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 BLUFF OAK DR, LAREDO, TX 78045-6852

Mortgage

Document Number	0001463231
Date	Mar 31, 2022
Instrument	1463231

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$423,500 (+21%)	$427,778 (+22.22%)
2024	$2,415.00 (+3.16%)
2023		$350,000 Land $108,846 Building $241,154	$350,000 Land $108,846 Building $241,154
2022	$2,341.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 149 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.