312 Biscayne Dr, Mascoutah, IL 62258 Property Records

St. Clair County property record for 312 Biscayne Dr, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1963
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Mar 2025)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2020 Line of Credit
APN	`10-31-0-203-002`

Property Details

APN / Parcel Number

Primary APN	`10-31-0-203-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Mixed
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	312 BISCAYNE DR
City	MASCOUTAH
State	IL
Zip	62258-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEL AIR TERRACE 2NDADD LOT/SEC-43 A02843239
Legal Subdivision	BEL AIR TERRACE 2NDADD
Legal Block	203
Legal Lot Number	43
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	2
Census Block	2009
Census Tract	504357

Owner

312 Biscayne Dr is owned and occupied by two individuals who bought it in March 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 BISCAYNE DR, MASCOUTAH, IL 62258-1222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2025 · Amount on File
Deed Sale	Mar 26, 2025 · Amount on File
Prior Sale	Mar 11, 2015 · Amount on File
Deed Document Number	20252843239
Prior Transfer Date	Mar 25, 2003
Prior Transfer Doc	0001751391
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	312 BISCAYNE DR, MASCOUTAH, IL 62258-1222
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 BISCAYNE DR, MASCOUTAH, IL 62258-1222

Mortgage

Document Number	0A02863419
Date	Oct 15, 2025
Instrument	A02863419

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

Interest

Rate	5.99%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	312 BISCAYNE DR, MASCOUTAH, IL 62258-1222
Document Number	00A2658197
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 BISCAYNE DR MASCOUTAH IL 622581222, MASCOUTAH, IL 62258-1222

Mortgage

Document Number	00A2658197
Date	Jul 16, 2020
Instrument	2658197

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 312 Biscayne Dr was $2,808 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,808.00	$59,805 Land $9,834 Building $49,971	$179,415 Land $29,502 Building $149,913
2022		$46,237 Land $7,603 Building $38,634	$138,711 Land $22,809 Building $115,902
2019	$3,332.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 312 Biscayne Dr; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Biscayne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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