312 Benton St E, Cologne, MN 55322 Property Records

Carver County property record for 312 Benton St E, Cologne, MN 55322 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,432 sqft · built 1899
Lot Size0.612 acres (26,659 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Dec 2018)
Tax Bill$2,888 (2026)
Deeds & MortgagesSep 2025 Mortgage
Aug 2021 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN40-0120600

Property Details

APN / Parcel Number

Primary APN40-0120600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,432 sqft Finished Area
Gross Area1,648 sqft Gross Area
1st Floor Area816 sqft 1st Floor
Stories2 Stories
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,659 sqft (0.612 acres)
Parking Spaces3 Parking Spaces
Garage Area832 sqft Garage
Utility Building294 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address312 BENTON ST E
CityCOLOGNE
StateMN
Zip55322-9553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 12 TOWNSHIP 115 RANGE 025 P/O SE1/4 SW1/4 COMM AT S1/4 CORN TH N 448' TH N88*W 165.46' TO PT OF BEG TH N88*W 150' TH
Legal Range025
Legal Township115
Legal Section12
JurisdictionCARVER MN
Township / Civil DivisionCOLOGNE
Census Block Group2
Census Block2025
Census Tract91202

Owner

Source: Carver County records · APN 40-0120600

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address312 BENTON ST E, COLOGNE, MN 55322-9553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Deed of Trust, Mortgage · Commercial Mortgage
TRUSTONE FINANCIAL CU
Aug 23, 2021Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Aug 02, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 13, 2018Warranty Deed, Transfer
SUMMIT MTG CORP
Mar 08, 2018Loan Modification, Mortgage · Conventional Mortgage
KLEIN BK
Feb 02, 2018Deed of Trust, Mortgage · Line of Credit
KLEIN BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2018 · Amount on Record
Deed SaleDec 13, 2018 · Amount on Record
Deed Document Number2018671434
Last Transfer DateJul 29, 2019
Transfer Doc0000680876
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address312 BENTON ST E, COLOGNE, MN 55322-9553
Transaction TypeMortgage
Record UpdatedOct 01, 2025
Title CompanyANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 BENTON ST E, COLOGNE, MN 55322-9553

Mortgage

Document Number000A790691
DateSep 09, 2025
InstrumentA790691
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueAug 15, 2035

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address312 BENTON ST E, COLOGNE, MN 55322-9553
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A731428
DateAug 23, 2021
InstrumentA731428
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 18, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARVER MN
Recording DateAug 02, 2019
Property Address312 BENTON ST E, COLOGNE, MN 55322-9553
Document Number0000680876
Instrument DateJul 29, 2019
Instrument680876
Transaction TypeTransfer
Record UpdatedOct 14, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1.65
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 85 COLOGNE MN 553220085, COLOGNE, MN 55322-0085

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateDec 13, 2018
Property Address312 BENTON ST E, COLOGNE, MN 55322-9553
Document Number0000671434
Instrument DateNov 30, 2018
Instrument671434
Transaction TypeTransfer
Record UpdatedJan 07, 2019
Title CompanyCITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$511.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 BENTON ST E COLOGNE MN 553229553, COLOGNE, MN 55322-9553

Mortgage

Document Number671435
DateDec 13, 2018
Instrument671435
Lender
NameSUMMIT MTG CORP
AddressPLYMOUTH, MN 55441
Agreement
AmountAmount Recorded
Term360 Months
DueDec 12, 2048

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARVER MN
Property Address312 BENTON ST E, COLOGNE, MN 55322-9553
Document Number0000659616
Instrument DateMar 08, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 BENTON ST E COLOGNE MN 553229553, COLOGNE, MN 55322-9553

Mortgage

Document Number0000659616
DateMar 21, 2018
Instrument659616
Lender
NameKLEIN BK
TypeBank
AddressCOLOGNE, MN 55322
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 20, 2033

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address312 BENTON ST E, COLOGNE, MN 55322-9553
Document Number0000658644
Instrument DateFeb 02, 2018
Transaction TypeMortgage
Record UpdatedMar 23, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 BENTON ST E COLOGNE MN 553229553, COLOGNE, MN 55322-9553

Mortgage

Document Number0000658644
DateFeb 23, 2018
Instrument658644
Lender
NameKLEIN BK
TypeBank
AddressCOLOGNE, MN 55322
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 22, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityCologne City
Unified School DistrictCentral Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,888.00 (+17.21%)$229,300 (+7.91%) Land $85,000 Building $144,300$229,300 (+7.91%) Land $85,000 Building $144,300
2025$212,500 (+5.09%) Land $80,000 Building $132,500$212,500 (+5.09%) Land $80,000 Building $132,500
2024$2,464.00 (-0.32%) Homeowner's exemption$202,200 (+0.4%) Land $75,000 Building $127,200$202,200 (+0.4%) Land $75,000 Building $127,200
2023$2,472.00 Homeowner's exemption$201,400 Land $75,000 Building $126,400$201,400 Land $75,000 Building $126,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carver County (27019C), updated November 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 20% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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