312 Beachside Dr, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 312 Beachside Dr, Stevensville, MD 21666

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,311 sqft · built 2010
Lot Size	0.471 acres (20,531 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Aug 2022)
Tax Bill	$10,975 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-019741`

Property Details

APN / Parcel Number

Primary APN	`04-019741`
Alternative APNs	`4019741` `019741`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,311 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,531 sqft (0.471 acres)
Lot Dimensions	262 ft deep x 75 ft wide
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	56 sqft
Deck Area	468 sqft
Patio Area	186 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	019741
Street Address	312 BEACHSIDE DR
City	STEVENSVILLE
State	MD
Zip	21666-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 7, BLK C TOWER GARDENS
Legal Subdivision	TOWER GARDENS ON BAY
Legal Block	C
Legal Lot Number	7
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2015
Census Tract	810902

Owner

312 Beachside Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 BEACHSIDE DR, STEVENSVILLE, MD 21666-3914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Oct 1, 2009 · Amount on File
Deed Book / Page	4103 / 85
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 26, 2022
Property Address	312 BEACHSIDE DR, STEVENSVILLE, MD 21666-3914
Document Number	0041030085
Book / Page	4103 / 85
Map Reference	LB TSP 16 FO 299
Instrument Date	Aug 23, 2022
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	REALTY TITLE INC, REALTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	312 BEACHSIDE DR, STEVENSVILLE, MD 21666-3914

Mortgage

Document Number	0004103093
Date	Aug 26, 2022
Instrument	4103-093

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.35%
Index	Other
Margin	3
Max Rate	9.35%

Tax Assessment & Valuation

The 2025 property tax bill for 312 Beachside Dr was $10,975.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,332,300 Land $637,500 Building $694,800	$1,332,300 Land $637,500 Building $694,800
2025	$10,975.00
2023	$7,826.00	$830,800 Land $380,500 Building $450,300	$830,800 Land $380,500 Building $450,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Beachside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 89 policies
Nearby Flood Policies	89 in force
Nearby Flood Claims	42 (1981–2018)
Claims Outside the SFHA	11 of 42
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 25 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Beachside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20