312 Baneberry Loop, Lexington, SC 29073 Property Records

Lexington County property record for 312 Baneberry Loop, Lexington, SC 29073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,393 sqft · built 2011
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2026)
Tax Bill	$1,185 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006415-01-020`

Property Details

APN / Parcel Number

Primary APN	`006415-01-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,393 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	312 BANEBERRY LOOP
City	LEXINGTON
State	SC
Zip	29073-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ID
Legal Description	BANEBERRY PH I LOT 20
Legal Lot Number	20
Jurisdiction	LEXINGTON SC
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1012
Census Tract	21037

Owner

312 Baneberry Loop is owned and occupied by two individuals who bought it in July 2026.

Source: Lexington County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 BANEBERRY LOOP, LEXINGTON, SC 29073-9734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Jul 5, 2011 · Amount on File
Deed Document Number	202627196
Deed Book / Page	21230 / 5131
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jul 1, 2026
Property Address	312 BANEBERRY LOOP, LEXINGTON, SC 29073-9734
Document Number	0000027196
Book / Page	21230 / 5131
Instrument Date	Jul 1, 2026
Instrument	202627196
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,780.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 BANEBERRY LOOP, LEXINGTON, SC 29073-9734

Mortgage

Document Number	0000027197,
Date	Jul 1, 2026
Instrument	202627197

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	312 BANEBERRY LOOP, LEXINGTON, SC 29073-9734
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 BANEBERRY LOOP, LEXINGTON, SC 29073-9734

Mortgage

Document Number	2120604295
Date	Feb 19, 2026
Book Page	21206/4295
Instrument	2026006974

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	5 Months
Due	Jul 1, 2026

Interest

Rate Type	Adjustable Rate
Rate	8.48%
Type Change Date	Apr 1, 2026
Change Frequency	Monthly
Min Rate At Change	7.48%
Max Rate At Change	9.48%
Index	SOFR Average 30-Day
Max Rate	13.4%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	312 BANEBERRY LOOP, LEXINGTON, SC 29073-9734
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2103600577
Date	Nov 28, 2022
Book Page	21036/577
Instrument	2022051242

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 312 Baneberry Loop was $1,185, up 9.2% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,185.00 (+9.22%)
2024	$1,085.00 (+4.43%)	$7,270 (-) Land $1,200 Building $6,070	$181,740 (-) Land $30,000 Building $151,740
2023	$1,039.00	$7,270 Land $1,200 Building $6,070	$181,740 Land $30,000 Building $151,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Baneberry Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Baneberry Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium.

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