Hamilton County property record for 312 Ardon Ln, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,175 sqft · built 1958 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jul 2019) |
| Tax Bill | $8,534 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0016-0070-00 |
| Primary APN | 592-0016-0070-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,175 sqft Living Area |
| Gross Area | 3,980 sqft |
| 1st Floor Area | 1,990 sqft |
| Basement Area | 1,990 sqft |
| Finished Basement | 1,185 sqft |
| Unfinished Basement | 805 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 312 ARDON LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARDON LANE 0.4591 AC R1 T3 S8 LOT 59 WYOMING HILLS SUB BLK B |
| Legal Subdivision | WYOMING HILLS SUB |
| Legal Block | B |
| Legal Lot Number | 59 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 22601 |
312 Ardon Ln is owned and occupied by two individuals who acquired it in May 2021.
Source: Hamilton County records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 ARDON LN, CINCINNATI, OH 45215-4102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF PHILADELPHIA |
| Jul 19, 2021 | Transfer on Death Deed, Transfer |
| Jul 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jan 25, 2019 | Grant Deed, Construction Loan · Line of Credit PAJ FUND I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on File |
| Deed Sale | Jul 8, 2019 · Amount on File |
| Prior Sale | Jan 25, 2019 · Amount on File |
| Deed Document Number | 201954174 |
| Deed Book / Page | 13953 / 3688 |
| Last Transfer Date | May 22, 2021 |
| Transfer Doc | 0000087554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 312 ARDON LN, CINCINNATI, OH 45215-4102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000076972 |
|---|---|
| Date | Oct 29, 2024 |
| Book Page | 15282/1962 |
| Instrument | 2024-0076972 |
| Name | THIRD FSLA OF PHILADELPHIA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 19, 2021 |
| Property Address | 312 ARDON LN, CINCINNATI, OH 45215-4102 |
| Document Number | 0000087554 |
| Book / Page | 14461 / 2908 |
| Map Reference | MB 71 PG 79 |
| Instrument Date | May 22, 2021 |
| Instrument | 2021-0087554 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 8, 2019 |
| Property Address | 312 ARDON LN, CINCINNATI, OH 45215-4102 |
| Document Number | 0000054174 |
| Book / Page | 13953 / 03688 |
| Map Reference | MB 71 PG 79 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019-0054174 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0000054175 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 2019-0054175 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 25, 2019 |
| Property Address | 312 ARDON LN, CINCINNATI, OH 45215-4102 |
| Document Number | 0000006710 |
| Book / Page | 013841 / 001622 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 6710 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2245 GILBERT AVE #300 CINCINNATI OH 452063000, 300, CINCINNATI, OH 45206-3000 |
| Document Number | 6711 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 013841/001624 |
| Instrument | 6711 |
| Name | PAJ FUND I |
|---|---|
| Type | Funding / Finance Company |
| Address | PHOENIX, AZ 85028 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 312 Ardon Ln was $8,534, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,534.00 (+2.45%) | $140,245 (-) Land $26,600 Building $113,645 | $400,700 Land $76,000 Building $324,700 |
| 2024 | $8,330.00 (+8.46%) | $140,245 (-) Land $26,600 Building $113,645 | |
| 2023 | $7,680.00 (+1.25%) | $140,245 (+25.22%) Land $26,600 Building $113,645 | $400,700 Land $76,000 Building $324,700 |
| 2022 | $7,585.00 Homeowner's exemption | $112,000 Land $28,196 Building $83,804 | |
| 2020 | $320,000 Land $80,560 Building $239,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 312 Ardon Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jul 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Ardon Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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