312 Alma St, Laurel, NE 68745 Property Records

Cedar County property record for 312 Alma St, Laurel, NE 68745

Property Summary

Property Type	Single Family Home
Details	1,361 sqft · built 1939
Lot Size	0.276 acres (12,040 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Feb 2026)
Tax Bill	$519 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Mortgage + 2 more
APN	`0006745.00`

Property Details

APN / Parcel Number

Primary APN	`0006745.00`
Alternative APN	`0955-00-0-50130-002-0000`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,361 sqft Living Area
1st Floor Area	908 sqft
Basement Area	761 sqft
Finished Basement	761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Multi-Level
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Wood Shingle
Lot Area	12,040 sqft (0.276 acres)
Lot Dimensions	140 ft deep x 86 ft wide
Garage Area	216 sqft
Driveway	Driveway
Driveway Area	1,140 sqft
Parking Spaces	3 Parking Spaces
Deck Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 ALMA ST
City	LAUREL
State	NE
Zip	68745-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	WELBURNS-LAUREL S 36 L 6: L 7 BLK 2
Legal Subdivision	WELBURNS-LAUREL
Legal Block	2
Legal Lot Number	7
Jurisdiction	CEDAR NE
Township / Civil Division	21
Census Block Group	2
Census Block	2075
Census Tract	977200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 ALMA ST, LAUREL, NE 68745-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTEED RATE INC
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 2, 2026	Warranty Deed, Transfer FIRST NORTHEAST BANK OF NEBRASKA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Jan 2, 2026 · Amount on Record
Deed Document Number	2026270
Deed Book / Page	167 / 282
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR NE
Property Address	312 ALMA ST, LAUREL, NE 68745-1738
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	PLATTE COUNTY TITLE AND ESCROW COMPANY, TRI COUNTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57120 867 RD, LAUREL, NE 68745-1664

Mortgage

Document Number	0000382/36
Date	Feb 17, 2026
Book Page	382/36
Instrument	2026-00272

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	LINCOLN, NE 68508

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2036

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR NE
Property Address	312 ALMA ST, LAUREL, NE 68745-1738
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	PLATTE COUNTY TITLE AND ESCROW COMPANY, TRI COUNTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 ALMA ST, LAUREL, NE 68745-1738

Mortgage

Document Number	0000382/16
Date	Feb 17, 2026
Book Page	382/16
Instrument	2026-00271

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR NE
Recording Date	Feb 17, 2026
Property Address	312 ALMA ST, LAUREL, NE 68745-1738
Document Number	000167/282
Book / Page	167 / 282
Instrument Date	Feb 2, 2026
Instrument	2026-00270
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	PLATTE COUNTY TITLE AND ESCROW COMPANY, TRI COUNTY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600271
Date	Feb 17, 2026
Instrument	2026-00271

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR NE
Recording Date	Jan 2, 2026
Property Address	312 ALMA ST, LAUREL, NE 68745-1738
Document Number	000167/155
Book / Page	167 / 155
Instrument Date	Dec 22, 2025
Instrument	2026-00010
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	WOODEN TITLE AND ESCROW, HOLAN TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600013
Date	Jan 2, 2026
Instrument	2026-00013

Lender

Name	FIRST NORTHEAST BANK OF NEBRASKA
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cedar County
Municipality	Laurel City
Unified School District	Laurel-Concord-Coleridge School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,665 (+15%) Land $12,760 Building $38,905	$51,665 (+15%) Land $12,760 Building $38,905
2025	$519.00 (-16.16%)	$44,925 (+17.67%) Land $6,020 Building $38,905	$44,925 (+17.67%) Land $6,020 Building $38,905
2023	$619.00	$38,180 Land $6,020 Building $32,160	$38,180 Land $6,020 Building $32,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL serves 972 people · EPA ID NE3102705
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fastwyre Broadband Cable	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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