312 9th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 312 9th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,026 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Mar 2025)
Tax Bill	$2,370 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.565.1570`

Property Details

APN / Parcel Number

Primary APN	`58.565.1570`

Exterior

Lot Area	5,026 sqft (0.12 acres)

Location & Zoning

Street Address	312 9TH AVE S
City	MOORHEAD
State	MN
Zip	56560-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME OAKGROVE ADD SUBDIVISIONCD 58565 E 67' OF LOTS 13 TO 15 18
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	OAKGROVE ADD
Legal Block	18
Legal Lot Number	13
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	4
Census Block	4005
Census Tract	20400

Owner

312 9th Ave S is owned and occupied by an individual who bought it in March 2025.

Source: Clay County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	312 9TH AVE S, MOORHEAD, MN 56560-3341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CU
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2025 · Amount on File
Deed Sale	Mar 31, 2025 · Amount on File
Prior Sale	Nov 17, 2020 · Amount on File
Deed Document Number	2025853512
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	312 9TH AVE S, MOORHEAD, MN 56560-3341
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000840694
Date	Sep 14, 2023
Instrument	840694

Lender

Name	CAPITAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	3 Months
Due	Dec 1, 2023

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Nov 17, 2020
Property Address	312 9TH AVE S, MOORHEAD, MN 56560-3341
Document Number	0000808774
Instrument Date	Nov 16, 2020
Instrument	808774
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 38 1 2 AVE W, WEST FARGO, ND 58078

Mortgage

Document Number	0000808775
Date	Nov 17, 2020
Instrument	808775

Lender

Name	CAPITAL CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 312 9th Ave S was $2,370 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,370.00 Homeowner's exemption	$162,300 (-0.67%) Land $30,100 Building $132,200	$162,300 (-0.67%) Land $30,100 Building $132,200
2025		$163,400 Land $36,700 Building $126,700	$163,400 Land $36,700 Building $126,700
2023	$2,396.00	$153,100 Land $34,200 Building $118,900	$153,100 Land $34,200 Building $118,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 9th Ave S in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 9th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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