312 81st St, Lubbock, TX 79404 Property Records

Lubbock County property record for 312 81st St, Lubbock, TX 79404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,172 sqft · built 2004
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Nov 2018)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R110979`

Property Details

APN / Parcel Number

Primary APN	`R110979`
Alternative APN	`R5477000001700015000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	1,466 sqft
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	312 81ST ST
City	LUBBOCK
State	TX
Zip	79404-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTIN AMEEN BLK 17 L 15
Legal Subdivision	MARTIN AMEEN
Legal Block	17
Legal Lot Number	15
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1151
Census Tract	2500

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 81ST ST, LUBBOCK, TX 79404-6320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF HOUSING & URBAN DEV
Nov 1, 2021	Deed of Trust, Mortgage · Unknown LOANCARE LLC
Nov 28, 2018	Warranty Deed, Transfer · FHA Mortgage AIMBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Dec 5, 2008 · Amount on Record
Deed Document Number	201844811
Prior Transfer Date	Jun 3, 2008
Prior Transfer Doc	0000022273
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	312 81ST ST, LUBBOCK, TX 79404-6320
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 81ST ST, LUBBOCK, TX 79404-6320

Mortgage

Document Number	0000051425
Date	Nov 9, 2022
Instrument	2022051425

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	312 81ST ST, LUBBOCK, TX 79404-6320
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 81ST ST, LUBBOCK, TX 79404-6320

Mortgage

Document Number	0000056308
Date	Nov 1, 2021
Instrument	2021056308

Lender

Name	LOANCARE LLC
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Unknown
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Nov 28, 2018
Property Address	312 81ST ST, LUBBOCK, TX 79404-6320
Document Number	0000044811
Instrument Date	Nov 26, 2018
Instrument	44811
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6121 AVENUE Q LUBBOCK TX 794123505, LUBBOCK, TX 79412-3505

Mortgage

Document Number	44812
Date	Nov 28, 2018
Instrument	44812

Lender

Name	AIMBANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00 (-6.62%) Homeowner's exemption	$163,970 (+23.72%) Land $4,800 Building $159,170	$163,970 (+1.49%) Land $4,800 Building $159,170
2024	$1,738.00 (+12.93%)
2023	$1,539.00 (-23.13%) Homeowner's exemption	$132,529 Land $4,800 Building $156,770	$161,570 Land $4,800 Building $156,770
2022	$2,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	2 (1999–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet.

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