312 7th St, Belgrade, MT 59714 Property Records

Gallatin County property record for 312 7th St, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,124 sqft · built 1980
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$323,700 (Jan 2020)
Tax Bill	$3,122 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000RFF6071`

Property Details

APN / Parcel Number

Primary APN	`000RFF6071`
Alternative APNs	`06-0903-02-1-56-03-0000` `R0678045`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	1,124 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000RFF6071
Street Address	312 7TH ST
City	BELGRADE
State	MT
Zip	59714-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	ARMSTRONG ADD, S02, T01 S, R04 E, LOT 3, ACRES 0.334, REARR BLOCKS 1, 6, 7, 9, & 10
Legal Range	04E
Legal Township	01S
Legal Section	02
Legal Subdivision	ARMSTRONG ADD
Legal Block	1,6
Legal Lot Number	3
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2019
Census Tract	104

Owner

312 7th St is owned and occupied by two individuals who bought it in January 2020.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 7TH ST, BELGRADE, MT 59714-3012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Jan 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK
Nov 4, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Jan 29, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Sep 21, 2016 · Amount on File
Deed Document Number	20202669160
Prior Transfer Date	Apr 19, 2010
Prior Transfer Doc	2359001
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	312 7TH ST, BELGRADE, MT 59714-3012
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 7TH ST, BELGRADE, MT 59714-3012

Mortgage

Document Number	2750499
Date	Sep 14, 2021
Instrument	2750499

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jan 3, 2020
Property Address	312 7TH ST, BELGRADE, MT 59714-3012
Document Number	2669160
Instrument Date	Jan 2, 2020
Instrument	2669160
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 7TH ST, BELGRADE, MT 59714-3012

Mortgage

Document Number	2669161
Date	Jan 3, 2020
Instrument	2669161

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	312 7TH ST, BELGRADE, MT 59714-3012
Transaction Type	Mortgage
Record Updated	Nov 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2663482
Date	Nov 4, 2019
Instrument	2663482

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	312 7TH ST, BELGRADE, MT 59714-3012
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2636855
Date	Jan 29, 2019
Instrument	2636855

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 312 7th St was $3,122.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,122.00	$566,900	$566,900 Land $205,332 Building $361,568
2023	$4,135.00	$487,400	$487,400 Land $152,129 Building $335,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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