312 4th St, Milford, NE 68405 Property Records

Seward County property record for 312 4th St, Milford, NE 68405

Property Summary

Property Type	Apartments (5+ Units)
Details	1,560 sqft · built 1972
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Apr 2023)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`800062892`

Property Details

APN / Parcel Number

Primary APN	`800062892`

Interior

Units	3 Units
Stories	1 Story
Building Area	1,560 sqft Gross Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 4TH ST
City	MILFORD
State	NE
Zip	68405-9509
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MULTI-FAMI
Legal Description	MILFORD D & C ADDITION BLOCK I E 30' LOT 12 & W 10' LOT 13
Legal Subdivision	DAVISON & CULVER ADDITION
Legal Block	I
Legal Lot Number	12-13
Jurisdiction	SEWARD NE
Township / Civil Division	O
Census Block Group	3
Census Block	3038
Census Tract	960400

Owner

Source: Seward County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	932 ELMWOOD AVE, LINCOLN, NE 68510-3320
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit NEBRASKA BANK OF COMMERCE
Jan 27, 2025	Deed of Trust, Mortgage · Commercial Mortgage CATTLE BANK & TRUST
Apr 12, 2023	Warranty Deed, Construction Loan · Construction Mortgage CATTLE BANK & TRUST
Mar 6, 2023	Warranty Deed, Transfer · Line of Credit NEBRASKA BANK OF COMMERCE
May 27, 2020	Warranty Deed, Transfer · Line of Credit NEBRASKA BANK OF COMMERCE
May 27, 2020	Warranty Deed, Transfer · Line of Credit NEBRASKA BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	May 27, 2020 · Amount on Record
Deed Document Number	2023674
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	312 4TH ST, MILFORD, NE 68405-9509
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202300230
Date	Feb 3, 2023
Instrument	202300230

Lender

Name	NEBRASKA BANK OF COMMERCE
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	312 4TH ST, MILFORD, NE 68405-9509
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5100 STARLING DR, LINCOLN, NE 68516-1948
Investor	Possibly a Property Investor

Mortgage

Document Number	0202500157
Date	Jan 27, 2025
Instrument	202500157

Lender

Name	CATTLE BANK & TRUST
Type	Bank
Address	LINCOLN, NE 68521

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Apr 12, 2023
Property Address	312 4TH ST, MILFORD, NE 68405-9509
Document Number	0202300750
Instrument Date	Apr 10, 2023
Instrument	202300750
Transaction Type	Construction Loan
Record Updated	Feb 10, 2026
Title Company	CHARTER T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300751
Date	Apr 12, 2023
Instrument	202300751

Lender

Name	CATTLE BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Mar 6, 2023
Property Address	312 4TH ST, MILFORD, NE 68405-9509
Document Number	0202300450
Instrument Date	Mar 6, 2023
Instrument	202300450
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE SERVICES/BLUE VALLEY, TITLE SVCS OF BLUE VALLEY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202300451
Date	Mar 6, 2023
Instrument	202300451

Lender

Name	NEBRASKA BANK OF COMMERCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	May 27, 2020
Property Address	312 4TH ST, MILFORD, NE 68405-9509
Document Number	202001516
Instrument Date	May 27, 2020
Instrument	202001516
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	TITLE SERVICES/BLUE VALLEY, TITLE SVCS OF BLUE VALLEY LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001518
Date	May 27, 2020
Instrument	202001518

Lender

Name	NEBRASKA BANK OF COMMERCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	May 27, 2020
Property Address	312 4TH ST, MILFORD, NE 68405-9509
Document Number	0202001516
Instrument Date	May 27, 2020
Instrument	202001516
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE SVCS OF BLUE VALLEY LL

Transaction

Amount	Amount Recorded
Tax	$195.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202001518
Date	May 27, 2020
Instrument	202001518

Lender

Name	NEBRASKA BANK OF COMMERCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	0202001669
Date	Jun 9, 2020
Instrument	202001669

Lender

Name	NEBRASKA BANK OF COMMERCE
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seward County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Milford City
Unified School District	Milford Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 (+45.31%)	$116,904 (+57.62%) Land $10,640 Building $106,264	$116,904 (+57.62%) Land $10,640 Building $106,264
2024	$1,013.00 (-22.14%)	$74,169 (-) Land $9,800 Building $64,369	$74,169 (-) Land $9,800 Building $64,369
2023	$1,301.00	$74,169 Land $9,800 Building $64,369	$74,169 Land $9,800 Building $64,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILFORD serves 2,090 people · EPA ID NE3115907
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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