312 4th St, Aurora, IN 47001 Property Records

Dearborn County property record for 312 4th St, Aurora, IN 47001

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,532 sqft · built 1919
Lot Size	0.129 acres (5,618 sqft)
Owner	Individual Name on File
Last Sale	$73,700 (Mar 2015)
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Aug 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`003-001510-00`

Property Details

APN / Parcel Number

Primary APN	`003-001510-00`
Alternative APNs	`15-07-32-103-118.000-003` `00000002912`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
1st Floor Area	2,532 sqft
Attic	Attic
Attic Area	1,215 sqft
Basement Area	1,278 sqft
Finished Basement	1,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,618 sqft (0.129 acres)
Lot Dimensions	106 ft deep x 53 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000002912
Street Address	312 4TH ST
City	AURORA
State	IN
Zip	47001-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09-194 AURORA 137 32-5-1
Legal Subdivision	CITY AURORA
Jurisdiction	DEARBORN IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4005
Census Tract	80500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Aurora Historic District listed 1994 · 276 contributing resources · NRIS 94001134

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

312 4th St is owned and occupied by an individual who bought it in March 2015.

Source: Dearborn County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	312 4TH ST, AURORA, IN 47001-1206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS LLC
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2015 · Amount on File
Deed Sale	Mar 31, 2015 · Amount on File
Deed Document Number	20151745
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	312 4TH ST, AURORA, IN 47001-1206
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017000890
Date	Feb 7, 2017
Instrument	2017000890

Lender

Name	HOMETOWN LENDERS LLC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	312 4TH ST, AURORA, IN 47001-1206
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005436
Date	Aug 3, 2022
Instrument	2022005436

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 312 4th St was $2,612 with a homeowner's exemption, up 178.5% from the year before.

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Aurora City
County	Dearborn County
County Subdivision	Center Township
Unified School District	South Dearborn Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,612.00 (+178.46%) Homeowner's exemption	$290,300 Land $13,500 Building $276,800	$290,300 Land $13,500 Building $276,800
2024	$938.00
2023	$938.00	$93,800 (-) Land $13,500 Building $80,300	$93,800 (-) Land $13,500 Building $80,300
2022	$938.00 Homeowner's exemption	$93,800 Land $13,500 Building $80,300	$93,800 Land $13,500 Building $80,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA UTILITIES serves 6,415 people · EPA ID IN5215001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Great Plains Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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