312 1st St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 312 1st St, Scotia, NY 12302

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,856 sqft · built 1930
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on Record
Last Sale$128,000 (Sep 2019)
Tax Bill$7,037 (2026)
Deeds & MortgagesJan 2025 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.27-3-64

Property Details

APN / Parcel Number

Primary APN422201 38.27-3-64
Alternative APNs
  • 220103802700030640000000
  • A03505

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,856 sqft Total Area
1st Floor Area1,428 sqft
2nd Floor Area1,428 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage TypeDetached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA03505
Street Address312 1ST ST
CitySCHENECTADY
StateNY
Zip12302-2006
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRES
Legal DescriptionWILLIAM SWART L PT6,7,8 HLG
Legal Block3
Legal Lot Number64.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1028
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address312 1ST ST, SCHENECTADY, NY 12302-2006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2025Quit Claim Deed, Transfer · Conventional Mortgage
US MORTGAGE CORP
Sep 27, 2019Warranty Deed, Transfer · ARM
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Prior SaleDec 8, 1995 · Amount on Record
Deed Document Number201943660
Deed Book / Page2020 / 994
Last Transfer DateDec 20, 2024
Transfer Doc0000001334
Record UpdatedOct 29, 2026

January 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJan 15, 2025
Property Address312 1ST ST, SCOTIA, NY 12302-2006
Document Number0000001334
Instrument DateDec 20, 2024
Instrument202501334
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanySMPR TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address312 1ST ST, SCOTIA, NY 12302-2006

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 1ST ST, SCOTIA, NY 12302-2006

Mortgage

Document Number0000001335
DateJan 15, 2025
Instrument202501335
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2055

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 27, 2019
Property Address312 1ST ST, SCOTIA, NY 12302-2006
Document Number0000043660
Book / Page2020 / 994
Instrument DateSep 2, 2019
Instrument201943660
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$512.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3305 EASTWYCK CIR, 3305, RENSSELAER, NY 12144-7413

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 UNION ST, SCHENECTADY, NY 12305-1701

Mortgage

Document Number0000043661
DateSep 27, 2019
Instrument201943661
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateOct 1, 2026
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change6%
Index1-Year CMT
Margin3
Max Rate10%

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,037.00 (+2.55%)
2025$6,862.00$134,600 (-) Land $16,000 Building $118,600$244,727 (+10.91%) Land $29,091 Building $215,636
2024$134,600 (-) Land $16,000 Building $118,600$220,656 (+11.48%) Land $26,230 Building $194,426
2023$134,600 Land $16,000 Building $118,600$197,941 Land $23,529 Building $174,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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