31197 Sapphire Dr, Brownstown (Rockwood), MI 48173 Property Records

Wayne County property record for 31197 Sapphire Dr, Brownstown, MI 48173

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,491 sqft · built 2001
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$5,328 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70 151 01 0034 000`

Property Details

APN / Parcel Number

Primary APN	`70 151 01 0034 000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,491 sqft Living Area
1st Floor Area	1,678 sqft
Basement Area	1,678 sqft
Unfinished Basement	1,678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Area	766 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	756 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	31197 SAPPHIRE DR
City	ROCKWOOD
State	MI
Zip	48173-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	11E 34 T5S LOT 34, CAMBRIDGE MEADOWS L117, P53-59 WCR T5S R10E
Legal Subdivision	CAMBRIDGE MEADOWS
Legal Lot Number	34
Jurisdiction	WAYNE MI
Township / Civil Division	BROWNSTOWN
Census Block Group	2
Census Block	2003
Census Tract	592000

Owner

31197 Sapphire Dr is owned and occupied by an individual.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	31197 SAPPHIRE DR, ROCKWOOD, MI 48173-8747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WALTER CURT BOILER
Jan 10, 2017	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	31197 SAPPHIRE DR, BROWNSTOWN, MI 48173-8747
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31197 SAPPHIRE DR, BROWNSTOWN, MI 48173-8747

Mortgage

Document Number	0578471254
Date	Sep 12, 2022
Book Page	57847/1254
Instrument	2022282836

Lender

Name	WALTER CURT BOILER
Type	Private Party
Address	20280 INDIANA AVE, BROWNSTOWN TWP, MI 48183

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	31197 SAPPHIRE DR, BROWNSTOWN, MI 48173-8747
Document Number	0535071042
Book / Page	053507 / 001042
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31197 SAPPHIRE DR BROWNSTOWN MI 481738747, BROWNSTOWN, MI 48173-8747

Mortgage

Document Number	0535071042
Date	Feb 6, 2017
Book Page	053507/001042
Instrument	38670

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 31197 Sapphire Dr was $5,328 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Brownstown Charter Township
Unified School District	Gibraltar School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,000 (+1.69%)	$384,000 (+1.69%)
2025	$5,328.00 Homeowner's exemption	$188,800	$377,600
2023	$4,985.00 Homeowner's exemption	$156,200	$312,400
2021	$3,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31197 Sapphire Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	22 (1980–2023)
Claims Outside the SFHA	2 of 22
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31197 Sapphire Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSTOWN TOWNSHIP serves 33,194 people · EPA ID MI0000940
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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