31195 Gilbert Dr, Warren, MI 48093 Property Records

Macomb County property record for 31195 Gilbert Dr, Warren, MI 48093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,252 sqft · built 1960
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Apr 2020)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-03-476-017`

Property Details

APN / Parcel Number

Primary APN	`12-13-03-476-017`
Alternative APN	`1303476017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,252 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,252 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	131 ft deep x 60 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	31195 GILBERT DR
City	WARREN
State	MI
Zip	48093-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	CAPRI VILLA SUB'N. NO. 1" LOT 64 L46 P43
Legal Subdivision	CAPRI VILLA SUBDIVISION
Legal Lot Number	64
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3008
Census Tract	260400

Owner

31195 Gilbert Dr is owned and occupied by an individual who bought it in April 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	31195 GILBERT DR, WARREN, MI 48093-1739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 1, 2020	Warranty Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP
Aug 21, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Prior Sale	Aug 21, 2017 · Amount on File
Deed Document Number	202037068
Deed Book / Page	26611 / 600
Prior Transfer Date	Apr 15, 2011
Prior Transfer Doc	0000158098
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	31195 GILBERT DR, WARREN, MI 48093-1739
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31195 GILBERT DR, WARREN, MI 48093-1739

Mortgage

Document Number	2200012728
Date	Jan 25, 2022
Book Page	28389/52
Instrument	202200012728

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Apr 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 1, 2020
Property Address	31195 GILBERT DR, WARREN, MI 48093-1739
Document Number	0000037068
Book / Page	26611 / 600
Map Reference	LB 46 PG 43
Instrument Date	Mar 27, 2020
Instrument	2037068
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	SERVICE ONE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,522.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31195 GILBERT DR, 31195, WARREN, MI 48093-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31195 GILBERT DR, WARREN, MI 48093-1739

Mortgage

Document Number	0000037069
Date	Apr 1, 2020
Instrument	2037069

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 21, 2017
Property Address	31195 GILBERT DR, WARREN, MI 48093-1739
Document Number	0000102048
Book / Page	024897 / 000001
Instrument Date	Jun 29, 2017
Instrument	102048
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18313 OAK AVE EASTPOINTE MI 480212627, EASTPOINTE, MI 48021-2627

Mortgage

Document Number	97531
Date	Aug 21, 2017
Book Page	024874/000598
Instrument	97531

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 31195 Gilbert Dr was $4,788 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,850 (+5.4%)	$221,700 (+5.4%)
2025	$4,788.00 Homeowner's exemption	$105,170	$210,340
2023		$96,470	$192,940
2022	$4,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31195 Gilbert Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31195 Gilbert Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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