Fillmore County property record for 31195 County 44, Harmony, MN 55939
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,768 sqft · built 1919 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,630 (2026) |
| Deeds & Mortgages | Jul 2026 Construction Loan May 2008 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14.0093.000 |
| Primary APN | 14.0093.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,768 sqft Heated Area |
| Gross Area | 1,648 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Granary | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31195 COUNTY 44 |
|---|---|
| City | HARMONY |
| State | MN |
| Zip | 55939-6746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-15 TWP-101 RANGE-010 80.00 AC W1/2 SW1/4 |
| Legal Range | 10 |
| Legal Township | 101 |
| Legal Section | 15 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | HARMONY |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 960500 |
31195 County 44 is owned and occupied by two individuals.
Source: Fillmore County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31195 COUNTY 44, HARMONY, MN 55939-6746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| May 23, 2008 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Oct 3, 2017 | Deed of Trust, Mortgage FIRST SOUTHEAST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Jul 16, 2026 |
| Property Address | 31195 COUNTY 44, HARMONY, MN 55939-6746 |
| Document Number | 0000455543 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 2026455543 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 31195 COUNTY 44, HARMONY, MN 55939-6746 |
| Document Number | 0000455543, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 2026455543 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 71 Months |
| Due | Jun 30, 2032 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 31195 COUNTY 44, HARMONY, MN 55939-6746 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000365070 |
|---|---|
| Date | May 23, 2008 |
| Instrument | 365070 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | PRESTON, MN 55965 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | May 22, 2015 |
| Rate | 3.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 31195 COUNTY 44, HARMONY, MN 55939-6746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 414577 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 414577 |
| Name | FIRST SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | HARMONY, MN 55939 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 31195 County 44 was $2,630 with a homeowner's exemption.
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| County Subdivision | Harmony Township |
| Unified School District | Fillmore Central (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,630.00 Homeowner's exemption | $1,045,400 (-0.02%) Land $855,000 Building $190,400 | $1,045,400 (-0.02%) Land $855,000 Building $190,400 |
| 2025 | $1,045,600 Land $855,000 Building $190,600 | $1,045,600 Land $855,000 Building $190,600 | |
| 2023 | $926,000 Land $763,100 Building $162,900 | $926,000 Land $763,100 Building $162,900 | |
| 2020 | $2,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31195 County 44 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 31195 County 44 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harmony Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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