3119 Monterrey St, Laredo, TX 78046 Property Records

Webb County property record for 3119 Monterrey St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	2,508 sqft · built 1799
Lot Size	0.147 acres (6,389 sqft)
Owner	2 Individual Names on File
Last Sale	$93,800 (Dec 2021)
Tax Bill	$768 (2024)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`662-01915-040`

Property Details

APN / Parcel Number

Primary APN	`662-01915-040`
Alternative APN	`181201`

Interior

Stories	2 Stories
Building Area	2,508 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1799
Effective Year Built	Effective 1799
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,389 sqft (0.147 acres)
Lot Dimensions	138 ft deep x 46 ft wide
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Patio Area	132 sqft
Balcony Area	132 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3119 MONTERREY ST
City	LAREDO
State	TX
Zip	78046-6758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	E2/3-4 BLK 1915 ED
Legal Subdivision	EASTERN -- BLOCKS 1901 - 1950
Legal Block	1915
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1024
Census Tract	107

Owner

Source: Webb County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3119 MONTERREY ST, LAREDO, TX 78046-6758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	20211452765
Deed Book / Page	5178 / 894
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	005178/894
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Dec 27, 2021
Property Address	3119 MONTERREY ST, LAREDO, TX 78046-6758
Document Number	005178/894
Book / Page	5178 / 894
Instrument Date	Dec 17, 2021
Instrument	1452765
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 MONTERREY ST, LAREDO, TX 78046-6758

Mortgage

Document Number	0001452766
Date	Dec 27, 2021
Instrument	1452766

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,846 (-0.85%) Land $57,501 Building $97,345	$154,846 (-0.85%) Land $57,501 Building $97,345
2024	$768.00 (-12.83%)
2023		$156,179 Land $42,742 Building $113,437	$156,179 Land $42,742 Building $113,437
2022	$881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, Smartcom Telephone.

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