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3119 Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3119 Mendon Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 860 sqft · built 1957
Lot Size0.379 acres (16,509 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Sep 2002)
Tax Bill$4,192 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Jan 2021 Refinance
Flood ZoneZone X (minimal risk)
APN8641-68

Property Details

APN / Parcel Number

Primary APN8641-68
Alternative APN
  • CUMB M:037 B:0028 L:000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area860 sqft Living Area
Gross Area2,176 sqft
1st Floor Area860 sqft
Basement Area860 sqft
Unfinished Basement860 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,509 sqft (0.379 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number8641-68
Street Address3119 MENDON RD
CityCUMBERLAND
StateRI
Zip02864-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block28
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2069
Census Tract11402

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3119 MENDON RD, CUMBERLAND, RI 02864-2401
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jan 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2002 · Amount on Record
Deed SaleSep 20, 2002 · Amount on Record
Deed Book / Page1045 / 51
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Recording DateJul 8, 2026
Property Address3119 MENDON RD, CUMBERLAND, RI 02864-2401
Document Number0000155865
Book / Page2034 / 253
Instrument DateJun 23, 2026
Instrument2026155865
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3119 MENDON RD, CUMBERLAND, RI 02864-2401
InvestorPossibly a Property Investor

Mortgage

Document Number0000155865,
DateJul 8, 2026
Book Page2034/253
Instrument2026155865
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address3119 MENDON RD, CUMBERLAND, RI 02864-2401
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1873-141
DateJan 25, 2021
Book Page1873/141
Instrument120979
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueFeb 1, 2031

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,192.00 (+11.13%)$418,800 (+36.24%) Land $227,900 Building $190,900$379,185
2025$3,772.00 (+5.6%)$307,400 (-) Land $150,500 Building $156,900
2023$3,572.00 (+4.75%)$307,400 (+35.12%) Land $150,500 Building $156,900
2022$3,410.00$227,500 Land $105,200 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2018–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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