3119 Gateshead Dr, Naperville, IL 60564 Property Records

Will County property record for 3119 Gateshead Dr, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,570 sqft · built 1994
Lot Size	0.25 acres (10,840 sqft)
Owner	Individual Name on File
Last Sale	$308,500 (Dec 1994)
Tax Bill	$15,397 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-213-023`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-213-023`
Alternative APN	`01112130230000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,570 sqft Total Area
1st Floor Area	1,769 sqft
2nd Floor Area	1,801 sqft
Basement Area	1,769 sqft
Unfinished Basement	1,769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	10,840 sqft (0.25 acres)
Garage Area	606 sqft

Location & Zoning

Street Address	3119 GATESHEAD DR
City	NAPERVILLE
State	IL
Zip	60564-3168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 421 IN ASHBURY SUB, UNIT 6, PUD, BEING A SUB OF PRT OF THE NE1/4 OF SEC 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	6
Legal Lot Number	421
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2003
Census Tract	880305

Owner

3119 Gateshead Dr is owned and occupied by an individual who acquired it in March 2012.

Source: Will County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3119 GATESHEAD DR, NAPERVILLE, IL 60564-3168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Nov 7, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 1994 · Amount on File
Deed Sale	Dec 15, 1994 · Amount on File
Deed Document Number	1994111735
Last Transfer Date	Mar 7, 2012
Transfer Doc	0000024504
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Sep 17, 2026
Property Address	3119 GATESHEAD DR, NAPERVILLE, IL 60564-3168
Document Number	0000058031
Instrument Date	Sep 11, 2026
Instrument	202658031
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 GATESHEAD DR, NAPERVILLE, IL 60564-3168

Mortgage

Document Number	0000058031,
Date	Sep 17, 2026
Instrument	202658031

Lender

Name	FIRST AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3119 GATESHEAD DR, NAPERVILLE, IL 60564-3168
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 GATESHEAD DR, NAPERVILLE, IL 60564-3168

Mortgage

Document Number	0000058480
Date	Nov 7, 2023
Instrument	R2023058480

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 28, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3119 GATESHEAD DR, NAPERVILLE, IL 60564-3168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021845
Date	Apr 16, 2019
Instrument	R2019021845

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3119 GATESHEAD DR, NAPERVILLE, IL 60564-3168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025993
Date	Apr 7, 2020
Instrument	R2020025993

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.62%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3119 GATESHEAD DR, NAPERVILLE, IL 60564-3168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116801
Date	Dec 21, 2020
Instrument	R2020116801

Lender

Name	FIRST CENTENNIAL MORTGAGE CO
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 3119 Gateshead Dr was $15,397.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,397.00	$254,957 (+9.95%) Land $71,612 Building $183,345	$764,871 (+9.95%) Land $214,836 Building $550,035
2024		$231,884 Land $65,131 Building $166,753	$695,652 Land $195,393 Building $500,259
2022	$13,538.00 Homeowner's exemption	$192,866 Land $54,428 Building $138,438	$578,598 Land $163,284 Building $415,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3119 Gateshead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3119 Gateshead Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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