3119 Deering Bay Dr, Naperville, IL 60564 Property Records

Will County property record for 3119 Deering Bay Dr, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,239 sqft · built 2002
Lot Size	0.25 acres (10,868 sqft)
Owner	2 Company Names on Record
Last Sale	$635,000 (Feb 2008)
Tax Bill	$17,277 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-09-209-018`

Property Details

APN / Parcel Number

Primary APN	`07-01-09-209-018`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,239 sqft Total Area
1st Floor Area	1,732 sqft
2nd Floor Area	1,507 sqft
Basement Area	1,732 sqft
Finished Basement	1,729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Construction Type	Frame
Lot Area	10,868 sqft (0.25 acres)
Garage Type	Attached
Garage Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3119 DEERING BAY DR
City	NAPERVILLE
State	IL
Zip	60564-4992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 637 IN TALL GRASS OF NAPERVILLE UNIT 4, A SUB OF PRT OF THE W 1/2 NE 1/4 OF SEC 9, T37N R9E.
Legal Range	09E
Legal Township	37N
Legal Section	09
Legal Subdivision	TALL GRASS UNIT 4
Legal Block	4
Legal Lot Number	637
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1013
Census Tract	880323

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3119 DEERING BAY DR, NAPERVILLE, IL 60564-4992
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Intrafamily Transfer, Transfer
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Feb 23, 2018	Grant Deed, Mortgage · Line of Credit HOMESTAR BK & FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2008 · Amount on Record
Deed Sale	Feb 1, 2008 · Amount on Record
Prior Sale	Feb 25, 2003 · Amount on Record
Deed Document Number	200814139
Last Transfer Date	Jul 18, 2022
Transfer Doc	0000059466
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Aug 4, 2022
Property Address	3119 DEERING BAY DR, NAPERVILLE, IL 60564-4992
Document Number	0000059466
Map Reference	DOC R2000127545
Instrument Date	Jul 18, 2022
Instrument	R2022059466
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 DEERING BAY DR, NAPERVILLE, IL 60564-4992

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3119 DEERING BAY DR, NAPERVILLE, IL 60564-4992
Document Number	0000051675
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3119 DEERING BAY DR NAPERVILLE IL 605644992, NAPERVILLE, IL 60564-4992

Mortgage

Document Number	0000051675
Date	Aug 7, 2019
Instrument	51675

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Feb 23, 2018
Property Address	3119 DEERING BAY DR, NAPERVILLE, IL 60564-4992
Instrument Date	Feb 7, 2018
Instrument	12655
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3119 DEERING BAY DR NAPERVILLE IL 605644992, NAPERVILLE, IL 60564-4992

Mortgage

Document Number	0000012655
Date	Feb 23, 2018
Instrument	12655

Lender

Name	HOMESTAR BK & FIN'L SVCS
Type	Bank
Address	3 DIVERSATECH DR, MANTENO, IL 60950-9201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,277.00 (+13.21%)	$285,126 (+9.95%) Land $72,932 Building $212,194	$855,378 (+9.95%) Land $218,796 Building $636,582
2024		$259,323 (+19.7%) Land $66,332 Building $192,991	$777,969 (+19.7%) Land $198,996 Building $578,973
2022	$15,261.00 Homeowner's exemption	$216,641 Land $55,432 Building $161,209	$649,923 Land $166,296 Building $483,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

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