3119 Clay St, Alton, IL 62002 Property Records

Madison County property record for 3119 Clay St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,218 sqft · built 1955
Lot Size	0.205 acres (8,933 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Nov 2019)
Tax Bill	$3,214 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2019 Sale & Mortgage
APN	`23-2-08-17-09-106-016`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-17-09-106-016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,218 sqft Living Area
Attic	Attic
Attic Area	300 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	8,933 sqft (0.205 acres)
Lot Dimensions	114 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3119 CLAY ST
City	ALTON
State	IL
Zip	62002-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURNER ACRES ANNEX LOT 85 75 X 119.1 X IRR
Legal Subdivision	TURNER ACRES
Legal Lot Number	85
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	3
Census Block	3015
Census Tract	401500

Owner

3119 Clay St is owned and occupied by two individuals who bought it in November 2019.

Source: Madison County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3119 CLAY ST, ALTON, IL 62002-2010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · FHA Mortgage HUD
Nov 20, 2019	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Prior Sale	Aug 27, 2014 · Amount on File
Deed Document Number	201937535
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jul 16, 2026
Property Address	3119 CLAY ST, ALTON, IL 62002-2010
Document Number	0000020388
Instrument Date	Jul 7, 2026
Instrument	202620388
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	RON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 CLAY ST, ALTON, IL 62002-2010

Mortgage

Document Number	0000020388,
Date	Jul 16, 2026
Instrument	202620388

Lender

Name	HUD

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	281 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 20, 2019
Property Address	3119 CLAY ST, ALTON, IL 62002-2010
Document Number	0000037535
Map Reference	PB 24 PG 55
Instrument Date	Nov 18, 2019
Instrument	2019R37535
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16253 SWINGLEY RIDGE RD STE 400, 400, CHESTERFIELD, MO 63017-1799

Mortgage

Document Number	0000037536
Date	Nov 20, 2019
Instrument	2019R37536

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3119 Clay St was $3,214 with a homeowner's exemption, up 10.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,214.00 (+10.6%)	$46,160 Land $3,230 Building $42,930	$138,480 Land $9,690 Building $128,790
2024	$2,906.00
2022	$2,464.00	$34,090 Land $2,390 Building $31,700	$102,372 Land $7,177 Building $95,195

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3119 Clay St; there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1979–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3119 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures