3119 Cedar Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3119 Cedar Dr, Overgaard, AZ 85933 · Last verified June 2026

Property Summary

Property TypeCommercial
Details2,096 sqft · built 2005
Lot Size1.11 acres (48,787 sqft)
OwnerCompany Name on File
Last Sale$60,000 (May 2005)
Tax Bill$2,382 (2025)
Deeds & MortgagesApr 2020 Mortgage
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN206-11-322

Property Details

APN / Parcel Number

Primary APN206-11-322

Interior

Stories2 Stories
Building Area2,096 sqft Gross Area
1st Floor Area1,656 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialComposition Shingle
Lot Area48,787 sqft
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchMetal Porch
Porch Area413 sqft
Deck AreaDeck Area
Patio Area692 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address3119 CEDAR DR
CityOVERGAARD
StateAZ
Zip85933-5090
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionZANE GREY ACRES #5 LOT 326
Legal Range17E
Legal Township12N
Legal Section21
Legal SubdivisionZANE GREY ACRES #5
Legal Lot Number326
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group1
Census Block1022
Census Tract963700

Owner

Source: Navajo County records · APN 206-11-322

Assessment roll updated June 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 488, OVERGAARD, AZ 85933-0488
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage
NATIONAL BK/AZ
Oct 31, 2019Deed of Trust, Mortgage · Line of Credit
NATIONAL BK/AZ

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 2005 · Amount on Record
Deed SaleMay 24, 2005 · Amount on Record
Deed Document Number200513012
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address3119 CEDAR DR, OVERGAARD, AZ 85933-5090
Document Number0000006826
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3119 CEDAR DR OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number0000006826
DateMay 01, 2020
Instrument6826
Lender
NameNATIONAL BK/AZ
TypeBank
AddressPHOENIX, AZ 85016
Agreement
AmountAmount Recorded
Term180 Months
DueApr 30, 2035

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address3119 CEDAR DR, OVERGAARD, AZ 85933-5090
Document Number0000019424
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3119 CEDAR DR OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number0000019424
DateNov 27, 2019
Instrument19424
Lender
NameNATIONAL BK/AZ
TypeBank
AddressOVERGAARD, AZ 85933
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2027$486,755 (+759.7%) Land $58,736 Building $428,019
2025$2,382.00 (-0.54%)$10,191 Land $10,191$56,619 Land $56,619
2023$2,395.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Conexon Connect, Cable One, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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