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3118 White Oak Dr, Temple, TX 76502 Property Records

Bell County property record for 3118 White Oak Dr, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,051 sqft · built 1973
Lot Size0.291 acres (12,690 sqft)
OwnerIndividual Name on File
Tax Bill$3,707 (2023)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0097070000

Property Details

APN / Parcel Number

Primary APN0097070000
Alternative APNs
  • 126964
  • 691489

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,051 sqft Living Area
1st Floor Area2,051 sqft
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,690 sqft (0.291 acres)
Lot Dimensions135 ft deep x 94 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area138 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number691489
Street Address3118 WHITE OAK DR
CityTEMPLE
StateTX
Zip76502-2937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF1
Legal DescriptionRAMBLEWOOD 2ND UNIT, BLOCK 009, LOT 0022
Legal SubdivisionRAMBLEWOOD 2ND UNIT
Legal Block9
Legal Lot Number22
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1010
Census Tract21302

Owner

3118 White Oak Dr is owned by an individual who acquired it in March 2021.

Source: Bell County records, as of April 1, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3118 WHITE OAK DR, TEMPLE, TX 76502-2937
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2021
Deed SaleMar 2, 2021
Prior SaleNov 14, 2008
Deed Document Number2021012163
Record UpdatedJun 7, 2026

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMar 2, 2021
Property Address3118 WHITE OAK DR, TEMPLE, TX 76502-2937
Document Number0000012163
Map ReferenceCAB A SL 274-B
Instrument DateFeb 26, 2021
Instrument2021012163
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1188 HARWELL LOOP, 1188, KYLE, TX 78640-2551

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 COLLEGE ST # 8003R, 8003R, BELTON, TX 76513-2578

Mortgage

Document Number0000012164
DateMar 2, 2021
Instrument2021012164
Lender
NameEXTRACO BANKS NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,707.00 (-12.82%) Homeowner's exemption$308,468 Land $22,000 Building $286,468$308,468 Land $22,000 Building $286,468
2022$4,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3118 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2026)
Claims Outside the SFHA4 of 5
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3118 White Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Astound Broadband
Cable		1,500 / 50
Spectrum
Cable		1,000 / 1,000
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: Altitude ISP.

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