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3118 Wheat St, Columbia, SC 29205 Property Records

Richland County property record for 3118 Wheat St, Columbia, SC 29205 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,812 sqft · built 1930
Lot Size0.249 acres (10,885 sqft)
Owner2 Individual Names on File
Tax Bill$2,576 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN13803-10-05

Property Details

APN / Parcel Number

Primary APN13803-10-05
Alternative APNs
  • R13803-10-05
  • 00469013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,812 sqft Heated Area
Gross Area3,324 sqft
1st Floor Area2,312 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1968
Architectural StyleOther
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,885 sqft (0.249 acres)
Lot Dimensions175 ft deep x 62 ft wide
PorchSlab
Porch Area776 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00469013
Street Address3118 WHEAT ST
CityCOLUMBIA
StateSC
Zip29205-2622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 62.2X175 #SU #PR D-95
Legal SubdivisionSHANDON
Legal Lot Number1,62
JurisdictionRICHLAND SC
Township / Civil DivisionCOLUMBIA
Census Block Group2
Census Block2015
Census Tract2500

Owner

Source: Richland County records · APN 13803-10-05

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3118 WHEAT ST, COLUMBIA, SC 29205-2622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Apr 05, 2018Deed of Trust, Mortgage · Line of Credit
PALMETTO CITIZENS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address3118 WHEAT ST, COLUMBIA, SC 29205-2622
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026402323
DateJul 09, 2021
Book Page2640/2323
Instrument2021045106
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address3118 WHEAT ST, COLUMBIA, SC 29205-2622
Document Number2295/3871
Instrument DateApr 05, 2018
Transaction TypeMortgage
Record UpdatedMay 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3118 WHEAT ST COLUMBIA SC 292052622, COLUMBIA, SC 29205-2622

Mortgage

Document Number2295/3871
DateApr 18, 2018
Book Page002295/003871
Instrument24475
Lender
NamePALMETTO CITIZENS FCU
TypeCredit Union
AddressCOLUMBIA, SC 29250
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 17, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,576.00 (+19.81%) Homeowner's exemption$410,200 (+2,774.96%)$491,300 (+37.73%) Land $108,000 Building $383,300
2023$2,150.00 (-6.4%)$14,268 (-0.01%)$356,700 (-)
2021$2,297.00$14,270$356,700 Land $90,000 Building $266,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790025002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims8 (2003–2026)
Claims Outside the SFHA8 of 8
Most Recent ClaimAug 2026, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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