Clay County property record for 3118 Upper Rader Rd, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,120 sqft · built 1999 |
| Lot Size | 0.591 acres (25,744 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $179 (2025) |
| Deeds & Mortgages | Apr 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-00-00-021.05 |
| Primary APN | 035-00-00-021.05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 25,744 sqft (0.591 acres) |
| Garage Type | Basement |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 17967 |
|---|---|
| Street Address | 3118 UPPER RADER RD |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-4807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.591 ACRES & HOUSE |
| Jurisdiction | CLAY KY |
| Township / Civil Division | BURNING SPRINGS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950202 |
3118 Upper Rader Rd, a single family home, is owned by two individuals.
Source: Clay County records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 WATER TOWER RD, MANCHESTER, KY 40962-8610 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000347134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLAY KY |
| Recording Date | Apr 25, 2024 |
| Property Address | 3118 UPPER RADER RD, MANCHESTER, KY 40962-4807 |
| Document Number | 000347/134 |
| Book / Page | 347 / 134 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 1683471 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3118 UPPER RADER RD, MANCHESTER, KY 40962-4807 |
| Name | Verified Name |
|---|---|
| Address | 17 WATER TOWER RD, MANCHESTER, KY 40962-8610 |
The 2025 property tax bill for 3118 Upper Rader Rd was $179.
Source: Clay County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179.00 | $15,000 | $15,000 |
| 2023 | $161.00 | $13,500 | $13,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3118 Upper Rader Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3118 Upper Rader Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
May also be available: Windstream.
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