3118 Simonson Rd, Farnham, VA 22460 Property Records

Richmond County property record for 3118 Simonson Rd, Farnham, VA 22460

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,898 sqft · built 1998
Lot Size0.539 acres (23,522 sqft)
Owner2 Individual Names on File
Tax Bill$3,016 (2025)
Deeds & MortgagesJul 2017 Refinance
Flood ZoneZone AE (high risk)
APN43A(2)B&C

Property Details

APN / Parcel Number

Primary APN43A(2)B&C
Alternative APNs
  • 20062
  • 3603

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,898 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.539 acres)
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area196 sqft
Shed1 Shed
Shed Area120 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number3603
Street Address3118 SIMONSON RD
CityFARNHAM
StateVA
Zip22460-2214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL, LIMITED
Legal Description3118 SIMONSON ROAD
JurisdictionRICHMOND VA
Township / Civil Division4
Census Block Group4
Census Block4050
Census Tract40100

Owner

3118 Simonson Rd is owned and occupied by two individuals who acquired it in June 2006.

Source: Richmond County records, as of February 6, 2026

Owner of Record2 Individual Names on File
Mailing Address3118 SIMONSON RD, FARNHAM, VA 22460-2214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2006
Deed SaleJun 9, 2006
Deed Document Number0000251518
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND VA
Property Address3118 SIMONSON RD, FARNHAM, VA 22460-2214
Transaction TypeMortgage
Record UpdatedJul 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017000515
DateJul 10, 2017
Instrument2017000515
Lender
NameJPMORGAN CHASE BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2047
Interest
Rate TypeFixed Rate
Rate4.13%

Tax Assessment & Valuation

The 2025 property tax bill for 3118 Simonson Rd was $3,016.

Source: Richmond County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyRichmond County
Unified School DistrictRichmond County Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,016.00$502,818 Land $148,607 Building $354,211$502,818 Land $148,607 Building $354,211
2023$2,567.00$366,794 Land $148,607 Building $218,187$366,794 Land $148,607 Building $218,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3118 Simonson Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims51 (1991–2023)
Claims Outside the SFHA31 of 51
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims
  • Hurricane Isabel, Sep 2003 · 18 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3118 Simonson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
All Points Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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