3118 Seneca St, Middletown, OH 45044 Property Records

Butler County property record for 3118 Seneca St, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1966
Lot Size	0.229 acres (9,980 sqft)
Owner	Individual Name on File
Last Sale	$51,000 (Nov 2013)
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Q6542-103.000-019`

Property Details

APN / Parcel Number

Primary APN	`Q6542-103.000-019`
Alternative APNs	`0005500` `123937` `124978`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,980 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0005500
Old Parcel Number	Q6542103.000019
Street Address	3118 SENECA ST
City	MIDDLETOWN
State	OH
Zip	45044-7754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18299 ENT
Legal Subdivision	MIDDLETOWN
Legal Lot Number	18299
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3011
Census Tract	13900

Owner

3118 Seneca St is owned and occupied by an individual who acquired it in March 2022.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3118 SENECA ST, MIDDLETOWN, OH 45044-7754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2013 · Amount on File
Deed Sale	Nov 12, 2013 · Amount on File
Prior Sale	Nov 12, 2013 · Amount on File
Deed Document Number	0000057854
Deed Book / Page	8647 / 0073
Last Transfer Date	Mar 22, 2022
Transfer Doc	0000013302
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Mar 22, 2022
Property Address	3118 SENECA ST, MIDDLETOWN, OH 45044-7754
Document Number	0000013302
Book / Page	9824 / 1158
Instrument Date	Feb 28, 2022
Instrument	2022-00013302
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3118 SENECA ST, MIDDLETOWN, OH 45044-7754

Mortgage

Document Number	0098241160
Date	Mar 22, 2022
Instrument	9824/1160

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3118 Seneca St was $1,409.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00	$26,790 Land $4,410 Building $22,380	$76,530 Land $12,590 Building $63,940
2023	$1,375.00 (+25%)	$26,790 (+41.45%) Land $4,410 Building $22,380	$76,530 Land $12,590 Building $63,940
2022	$1,100.00	$18,940 Land $4,410 Building $14,530
2020			$54,110 Land $12,590 Building $41,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3118 Seneca St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1979–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3118 Seneca St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20