3118 S Colonial St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 3118 S Colonial St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,855 sqft · built 2004
Lot Size	0.251 acres (10,937 sqft)
Owner	Individual Name on File
Last Sale	$755,000 (Jun 2026)
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`304-45-332`

Property Details

APN / Parcel Number

Primary APN	`304-45-332`
Alternative APN	`304453321`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,855 sqft Living Area
Gross Area	3,095 sqft
1st Floor Area	2,855 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,937 sqft (0.251 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3118 S COLONIAL ST
City	GILBERT
State	AZ
Zip	85295-8364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SPECTRUM AT VAL VISTA PARCEL 19 MCR 573-42
Legal Range	6E
Legal Township	1S
Legal Section	32
Legal Subdivision	SPECTRUM AT VAL VISTA PARCEL 19
Legal Lot Number	8
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3000
Census Tract	815402

Owner

3118 S Colonial St is owned and occupied by an individual who bought it in June 2026.

Source: Maricopa County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3118 S COLONIAL ST, GILBERT, AZ 85295-8364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Apr 1, 2010 · Amount on File
Deed Document Number	2026386810
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 29, 2026
Property Address	3118 S COLONIAL ST, GILBERT, AZ 85295-8364
Document Number	0000386810
Instrument Date	Jun 22, 2026
Instrument	2026386810
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 S COLONIAL ST, GILBERT, AZ 85295-8364

Mortgage

Document Number	0000386811,
Date	Jun 29, 2026
Instrument	2026386811

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3118 S COLONIAL ST, GILBERT, AZ 85295-8364
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 S COLONIAL ST, GILBERT, AZ 85295-8364

Mortgage

Document Number	0000076175
Date	Feb 15, 2023
Instrument	20230076175

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3118 S Colonial St was $3,075.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,520 (+57.05%)	$625,200 (+6.74%) Land $125,000 Building $500,200
2025	$3,075.00	$39,810 (-37.51%)	$585,700 (-8.07%) Land $117,100 Building $468,600
2024		$63,710	$637,100 Land $127,400 Building $509,700
2023	$2,960.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3118 S Colonial St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3118 S Colonial St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, WeLink Communications.

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