Kenton County property record for 3118 Hulbert Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,426 sqft · built 1952 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,600,000 (May 2022) |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | May 2022 Transfer Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-10-10-015.00 |
| Primary APN | 015-10-10-015.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,426 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3118 HULBERT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS & DALES SEC 1 LOT 1 |
| Legal Subdivision | HILLS & DALES |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 64400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 9, 2022 | Intrafamily Transfer, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Nov 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 24, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK/AK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on Record |
| Deed Sale | May 9, 2022 · Amount on Record |
| Prior Sale | Oct 2, 2012 · Amount on Record |
| Deed Document Number | 2022209 |
| Deed Book / Page | 164 / 435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 9, 2022 |
| Property Address | 3118 HULBERT AVE, ERLANGER, KY 41018-1332 |
| Document Number | 0005900209 |
| Book / Page | 164 / 435 |
| Map Reference | PL 641 |
| Instrument Date | May 3, 2022 |
| Instrument | 22050905900209 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 579 ERLANGER RD, 579, ERLANGER, KY 41018-1355 |
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3118 HULBERT AVE, ERLANGER, KY 41018-1332 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900119 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 304/755 |
| Instrument | 21112205900119 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3118 HULBERT AVE, ERLANGER, KY 41018-1332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3118 HULBERT AVE, ERLANGER, KY 41018-1332 |
| Document Number | 0005900015 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 162/309 |
| Instrument | 21020305900015 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Jun 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3118 HULBERT AVE, ERLANGER, KY 41018-1332 |
| Document Number | 0000000056 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3118 HULBERT AVE ERLANGER KY 410181332, ERLANGER, KY 41018-1332 |
| Document Number | 0000000056 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 0C6415/000030 |
| Instrument | 56 |
| Name | WELLS FARGO BK/AK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
| Rate | 4.25% |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (-) Land $25,000 Building $135,000 | $160,000 (-) Land $25,000 Building $135,000 | |
| 2025 | $2,110.00 (+1.54%) | $160,000 (-) Land $25,000 Building $135,000 | $160,000 (-) Land $25,000 Building $135,000 |
| 2023 | $2,078.00 | $160,000 Land $25,000 Building $135,000 | $160,000 Land $25,000 Building $135,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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