3118 Garnet Ln, Lodi, CA 95240 Property Records

San Joaquin County property record for 3118 Garnet Ln, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 2018
Lot Size	0.114 acres (4,950 sqft)
Owner	Trust Name on File
Tax Bill	$5,709 (2026)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`058-700-620-000`

Property Details

APN / Parcel Number

Primary APN	`058-700-620-000`
Alternative APN	`058-700-62`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,919 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	4,950 sqft (0.114 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	058-700-62
Street Address	3118 GARNET LN
City	LODI
State	CA
Zip	95240-8243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REYNOLDS RANCH UN #3
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1029
Census Tract	4107

Owner

3118 Garnet Ln is owner-occupied and held in a trust since July 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	3118 GARNET LN, LODI, CA 95240-8243
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Intrafamily Transfer, Transfer
Apr 28, 2022	Intrafamily Transfer, Transfer
Jul 16, 2019	Quit Claim Deed, Mortgage · VA Mortgage CHURCHILL MTG HM LOANS
Nov 13, 2018	Deed of Trust, Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019
Deed Sale	Jul 16, 2019
Prior Sale	Nov 28, 2018 · Amount on File
Deed Document Number	201975145
Prior Transfer Date	Jul 11, 2019
Prior Transfer Doc	0000075145
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 28, 2022
Property Address	3118 GARNET LN, LODI, CA 95240-8243
Document Number	0000054686
Map Reference	MB 42 PG 94
Instrument Date	Mar 30, 2022
Instrument	2022-054686
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 28, 2022
Property Address	3118 GARNET LN, LODI, CA 95240-8243
Document Number	0000054687
Map Reference	MB 42 PG 94
Instrument Date	Mar 30, 2022
Instrument	2022-054687
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4719 QUAIL LAKES DR STE G, G, STOCKTON, CA 95207-5267
Mail Care Of	HASTINGS & RON APLC

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 16, 2019
Property Address	3118 GARNET LN, LODI, CA 95240-8243
Document Number	0000075145
Instrument Date	Jul 11, 2019
Instrument	75145
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	TICOR TITLE RIVERSIDE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3118 GARNET LN LODI CA 952408243, LODI, CA 95240-8243

Mortgage

Document Number	75146
Date	Jul 16, 2019
Instrument	75146

Lender

Name	CHURCHILL MTG HM LOANS
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3118 GARNET LN, LODI, CA 95240-8243
Document Number	0000129963
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	44176 W JUNIPER AVE MARICOPA AZ 851384075, MARICOPA, AZ 85138-4075

Mortgage

Document Number	0000129963
Date	Nov 28, 2018
Instrument	129963

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3118 Garnet Ln was $5,709 with a homeowner's exemption, up 0.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,709.00 (+0.51%)
2025	$5,680.00 Homeowner's exemption	$474,317 Land $167,325 Building $306,992
2023	$5,452.00 (+2.27%) Homeowner's exemption	$455,901 Land $160,829 Building $295,072	$548,280
2022	$5,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3118 Garnet Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3118 Garnet Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave.

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