3118 Eagle Creek Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3118 Eagle Creek Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,924 sqft · built 1995
Lot Size	0.189 acres (8,239 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,500 (Dec 2019)
Tax Bill	$7,507 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-31-151-014`

Property Details

APN / Parcel Number

Primary APN	`15-31-151-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,924 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	1,100 sqft
Basement Area	792 sqft
Finished Basement	732 sqft
Unfinished Basement	60 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,239 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3118 EAGLE CREEK DR
City	BLOOMINGTON
State	IL
Zip	61704-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 44 EAGLE CREEK SUB
Legal Range	03E
Legal Township	24N
Legal Section	31
Legal Subdivision	EAGLE CREEK
Legal Lot Number	44
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1017
Census Tract	5104

Owner

Source: McLean County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Apr 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE SERVICES III LLC
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage LLLINOIS NATIONAL BNAK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	201920733
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jul 1, 2026
Property Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Document Number	0000008963
Instrument Date	Jun 4, 2026
Instrument	20268963
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905

Mortgage

Document Number	0000008963,
Date	Jul 1, 2026
Instrument	20268963

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2041

Interest

Rate	5.72%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100022762
Date	Sep 22, 2021
Instrument	2021-00022762

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 17, 2019
Property Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Document Number	201900020733
Map Reference	DOC 94-15186
Instrument Date	Dec 6, 2019
Instrument	2019-00020733
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905

Mortgage

Document Number	201900020734
Date	Dec 17, 2019
Instrument	2019-00020734

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 22, 2019
Property Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Document Number	201900005849
Map Reference	DOC 1994-00015186
Instrument Date	Apr 15, 2019
Instrument	2019-00005849
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 10, 2018
Property Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Document Number	201800013227
Map Reference	DOC2017-0005223
Instrument Date	Jul 16, 2018
Instrument	2018-00013227
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	W3118 EAGLE CREEK DR, BLOOMINGTON, IL 61709-0001

Mortgage

Document Number	201800013228
Date	Aug 10, 2018
Instrument	2018-00013228

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 24, 2017
Property Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Document Number	201700005223
Map Reference	DOC94-15186
Instrument Date	Mar 17, 2017
Instrument	2017-00005223
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905

Mortgage

Document Number	201700005225
Date	Mar 24, 2017
Instrument	2017-00005225

Lender

Name	LLLINOIS NATIONAL BNAK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,830 (+18.5%) Land $22,181 Building $82,649	$314,490 (+18.5%) Land $66,543 Building $247,947
2024	$7,507.00 (+7.46%)
2023	$6,986.00	$88,464 Land $18,718 Building $69,746	$265,392 Land $56,154 Building $209,238

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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