3118 E Lawyers Rd, Monroe, NC 28110 Property Records

Union County property record for 3118 E Lawyers Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,236 sqft · built 2005
Lot Size	0.953 acres (41,513 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Nov 2005)
Tax Bill	$3,397 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-075-090`

Property Details

APN / Parcel Number

Primary APN	`08-075-090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,236 sqft Living Area
1st Floor Area	2,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	41,513 sqft (0.953 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3118 E LAWYERS RD
City	MONROE
State	NC
Zip	28110-7568
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#8 BICKETT RIDGE SEC1 OPCI-389
Legal Subdivision	BICKETT RIDGE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3028
Census Tract	20100

Owner

3118 E Lawyers Rd, a rural home, is owned and occupied by two individuals who bought it in November 2005.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3118 E LAWYERS RD, MONROE, NC 28110-7568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 2, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2005 · Amount on File
Deed Sale	Nov 1, 2005 · Amount on File
Deed Document Number	20052632
Deed Book / Page	3969 / 213
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3118 E LAWYERS RD, MONROE, NC 28110-7568
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008494463
Date	Jun 6, 2022
Book Page	8494/463
Instrument	20306

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3118 E LAWYERS RD, MONROE, NC 28110-7568
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7860527
Date	Oct 27, 2020
Book Page	7860/527
Instrument	43577

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3118 E LAWYERS RD, MONROE, NC 28110-7568
Document Number	7407341
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3118 E LAWYERS RD MONROE NC 281107568, MONROE, NC 28110-7568

Mortgage

Document Number	7407341
Date	Jul 3, 2019
Book Page	007407/000341
Instrument	18904

Lender

Name	AMERICAN BK&TR
Type	Bank
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3118 E Lawyers Rd was $3,397.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,000 (-) Land $140,400 Building $555,600	$696,000 (-) Land $140,400 Building $555,600
2025	$3,397.00	$696,000 Land $140,400 Building $555,600	$696,000 Land $140,400 Building $555,600
2023	$2,957.00	$455,400 Land $48,000 Building $407,400	$455,400 Land $48,000 Building $407,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3118 E Lawyers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3118 E Lawyers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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