3118 E Fort King St, Ocala, FL 34470 Property Records

Marion County property record for 3118 E Fort King St, Ocala, FL 34470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 1952
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jan 2007)
Tax Bill	$885 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2782-017-028`

Property Details

APN / Parcel Number

Primary APN	`2782-017-028`
Alternative APN	`0658502000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	122 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	352 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0658502000
Old Parcel Number	2782017028
Street Address	3118 E FORT KING ST
City	OCALA
State	FL
Zip	34470-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEC 15 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	15
Legal Subdivision	OCALA HIGHLANDS
Legal Block	17
Legal Lot Number	28,29 29
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1010
Census Tract	2100

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3118 E FORT KING ST, OCALA, FL 34470-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CU
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Jul 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2007 · Amount on Record
Deed Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	2007015158
Deed Book / Page	4698 / 1723
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3118 E FORT KING ST, OCALA, FL 34470-1221
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 E FORT KING ST, OCALA, FL 34470-1221

Mortgage

Document Number	0087121178
Date	Sep 15, 2025
Book Page	8712/1178
Instrument	2025123591

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	6.62%
Max Rate At Change	8.62%
Index	SOFR Average 30-Day
Margin	2
Max Rate	12.6%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3118 E FORT KING ST, OCALA, FL 34470-1221
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078780353
Date	Sep 13, 2022
Book Page	7878/353
Instrument	2022133498

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	108 Months
Due	Sep 12, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3118 E FORT KING ST, OCALA, FL 34470-1221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070020853
Date	Jul 12, 2019
Book Page	7002/0853
Instrument	2019072511

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3118 E FORT KING ST, OCALA, FL 34470-1221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 E FORT KING ST, OCALA, FL 34470-1221

Mortgage

Document Number	0073261530
Date	Dec 2, 2020
Book Page	7326/1530
Instrument	2020129742

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$885.00 (+1.61%) Homeowner's exemption	$72,836 (+5.99%) Land $63,960 Building $8,876	$190,030 (+22.61%) Land $63,960 Building $126,070
2023	$871.00 (+20.64%) Homeowner's exemption	$68,721 (+3%) Land $49,200 Building $19,521	$154,992 (+24.55%) Land $49,200 Building $105,792
2022	$722.00 Homeowner's exemption	$66,719	$124,446 Land $39,360 Building $85,086

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: Ocala Fiber Network, T-Mobile.

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