3118 Cherry St, Toledo, OH 43608 Property Records

Lucas County property record for 3118 Cherry St, Toledo, OH 43608

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Lot Size	0.132 acres (5,741 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Jan 2025)
Tax Bill	$5,738 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-25091`

Property Details

APN / Parcel Number

Primary APN	`03-25091`
Alternative APN	`02223011`

Exterior

Lot Area	5,741 sqft (0.132 acres)
Lot Width	40 ft Width

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3118 CHERRY ST
City	TOLEDO
State	OH
Zip	43608
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	10-CR
Legal Description	COTTAGE PARK LOT 61 SE 40 FT SW 150 FTPT NE OF STREET
Legal Subdivision	COTTAGE PARK
Legal Tract	9
Legal Lot Number	61
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2019
Census Tract	900

Owner

Source: Lucas County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22255 CENTER RIDGE RD, 311, ROCKY RIVER, OH 44116-3972
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit EATON FAMILY CU
Dec 20, 2021	Warranty Deed, Transfer
Sep 28, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 20, 2017	Grant Deed, Mortgage · Line of Credit CROGHAN COLONIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2025 · Amount on Record
Deed Sale	Jan 8, 2025 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	2025892
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3118 CHERRY ST, TOLEDO, OH 43608
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22255 CENTER RIDGE RD 311, 311, ROCKY RIVER, OH 44116-3972

Mortgage

Document Number	0000001021
Date	Jan 6, 2026
Instrument	202601060001021

Lender

Name	EATON FAMILY CU
Type	Credit Union
Address	EUCLID, OH 44123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2031

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 20, 2021
Property Address	3118 CHERRY ST, TOLEDO, OH 43608
Document Number	0000066538
Instrument Date	Oct 5, 2021
Instrument	202112200066538
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 CHERRY ST, TOLEDO, OH 43608-1759

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 28, 2018
Property Address	3118 CHERRY ST, TOLEDO, OH 43608
Document Number	0000044505
Instrument Date	Sep 28, 2018
Instrument	44505
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4820 MONROE ST SYLVANIA TOWNSHIP OH 436234310, SYLVANIA TOWNSHIP, OH 43623-4310

September 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 20, 2017
Property Address	3118 CHERRY ST, TOLEDO, OH 43608
Instrument Date	Sep 18, 2017
Instrument	41274
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	MIDLAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4820 MONROE ST SYLVANIA TOWNSHIP OH 436234310, SYLVANIA TOWNSHIP, OH 43623-4310

Mortgage

Document Number	0000041274
Date	Sep 20, 2017
Instrument	41274

Lender

Name	CROGHAN COLONIAL BK
Type	Bank
Address	FREMONT, OH 43420

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,738.00 (+394.66%)	$4,725 (-) Land $2,205 Building $2,520	$13,500 (-) Land $6,300 Building $7,200
2024	$1,160.00 (+18.97%)	$4,725 (+56.98%) Land $2,205 Building $2,520	$13,500 (+56.98%) Land $6,300 Building $7,200
2023	$975.00 (-3.27%)	$3,010 (-) Land $1,575 Building $1,435
2022	$1,008.00 Homeowner's exemption	$3,010 Land $1,575 Building $1,435
2021			$8,600 Land $4,500 Building $4,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless.

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