3118 Cambridge Dr, Baltimore (Windsor Mill), MD 21244 Property Records

Baltimore County property record for 3118 Cambridge Dr, Baltimore, MD 21244

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,758 sqft · built 1961
Lot Size	0.173 acres (7,540 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Mar 2015)
Tax Bill	$3,631 (2024)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Mortgage
APN	`02-0218101430`

Property Details

APN / Parcel Number

Primary APN	`02-0218101430`
Alternative APNs	`20218101430` `0218101430`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	1,008 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,540 sqft (0.173 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0218101430
Street Address	3118 CAMBRIDGE DR
City	WINDSOR MILL
State	MD
Zip	21244-3473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 WINDSOR
Legal Subdivision	WINDSOR
Legal Block	D
Legal Lot Number	6
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	2
Census Block	2018
Census Tract	402303

Owner

3118 Cambridge Dr is owned and occupied by an individual who bought it in March 2015.

Source: Baltimore County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	3118 CAMBRIDGE DR, WINDSOR MILL, MD 21244-3473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2015 · Amount on File
Deed Sale	Mar 11, 2015 · Amount on File
Prior Sale	May 15, 2014 · Amount on File
Deed Book / Page	35922 / 410
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Recording Date	May 26, 2026
Property Address	3118 CAMBRIDGE DR, WINDSOR MILL, MD 21244-3473
Document Number	5134000221
Book / Page	51345 / 221
Instrument Date	May 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 CAMBRIDGE DR, WINDSOR MILL, MD 21244-3473

Mortgage

Document Number	5134000221,
Date	May 26, 2026
Book Page	51345/221

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3118 CAMBRIDGE DR, BALTIMORE, MD 21244-3473
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0453400448
Date	Aug 18, 2021
Book Page	45340/448

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,333	$307,200 Land $81,800 Building $225,400
2024	$3,631.00 (+114.09%)
2023	$1,696.00	$237,733	$254,900 Land $51,300 Building $203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3118 Cambridge Dr; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3118 Cambridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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