31176 Bell Cir, Winchester, CA 92596 Property Records

Riverside County property record for 31176 Bell Cir, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,565 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$377,000 (Nov 2004)
Tax Bill	$7,338 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Apr 2022 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`480-203-013`

Property Details

APN / Parcel Number

Primary APN	`480-203-013`
Alternative APN	`467683013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,565 sqft Living Area
Gross Area	3,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31176 BELL CIR
City	WINCHESTER
State	CA
Zip	92596-8710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.21 ACRES IN LOT 96 MB 337/054 TR 29675-2
Legal Tract	29675-2
Legal Lot Number	96
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2017
Census Tract	43235

Owner

31176 Bell Cir is owned and occupied by an individual who acquired it in August 2005.

Source: Riverside County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	31176 BELL CIR, WINCHESTER, CA 92596-8710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 4, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN
Apr 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2004 · Amount on File
Deed Sale	Nov 19, 2004 · Amount on File
Deed Document Number	2004930213
Last Transfer Date	Aug 5, 2005
Transfer Doc	0000803447
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31176 BELL CIR, WINCHESTER, CA 92596-8710
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000445469
Date	Nov 1, 2019
Instrument	2019-0445469

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Oct 18, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 4, 2022
Property Address	31176 BELL CIR, WINCHESTER, CA 92596-8710
Document Number	0000158849
Map Reference	MB 337 PG 54-58
Instrument Date	Mar 23, 2022
Instrument	2022-0158849
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31176 BELL CIR, WINCHESTER, CA 92596-8710

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 4, 2022
Property Address	31176 BELL CIR, WINCHESTER, CA 92596-8710
Document Number	0000158850
Map Reference	MB 337 PG 54-58
Instrument Date	Feb 16, 2022
Instrument	2022-0158850
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31176 BELL CIR, WINCHESTER, CA 92596-8710

Mortgage

Document Number	0000158851
Date	Apr 4, 2022
Instrument	2022-0158851

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 31176 Bell Cir was $7,338 with a veteran's exemption, up 2.9% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Murrieta Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,989 (+2%) Land $213,255 Building $322,734
2025	$7,338.00 (+2.9%) Veteran's exemption	$525,480 Land $209,074 Building $316,406
2024	$7,131.00 (-1.01%)
2023	$7,204.00 (+15.21%) Disabled Person's exemption Veteran's exemption	$505,076 Land $200,956 Building $304,120
2022	$6,253.00
2021			$525,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31176 Bell Cir in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31176 Bell Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Accel Wireless Fixed Wireless	100 / 25

May also be available: Verizon.

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