31172 Edgar Rd, Hanover, VA 23069 Property Records

Caroline County property record for 31172 Edgar Rd, Hanover, VA 23069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2021)
Tax Bill	$1,360 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-A-65A`

Property Details

APN / Parcel Number

Primary APN	`103-A-65A`
Alternative APNs	`0103 A 65A` `6228`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,080 sqft
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	6228
Street Address	31172 EDGAR RD
City	HANOVER
State	VA
Zip	23069-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	L ANDERSON
Legal Subdivision	L ANDERSON
Jurisdiction	CAROLINE VA
Township / Civil Division	REEDY CHURCH
Census Block Group	1
Census Block	1027
Census Tract	30600

Owner

31172 Edgar Rd is owned and occupied by an individual who bought it in October 2021.

Source: Caroline County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	31172 EDGAR RD, HANOVER, VA 23069-2147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Sep 17, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Oct 1, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Jul 3, 2003 · Amount on File
Deed Document Number	20216063
Deed Book / Page	1465 / 380
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	31172 EDGAR RD, HANOVER, VA 23069-2147
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31172 EDGAR RD, HANOVER, VA 23069-2147

Mortgage

Document Number	0250002441
Date	Jun 18, 2025
Instrument	250002441

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Oct 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	31172 EDGAR RD, HANOVER, VA 23069-2147
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31172 EDGAR RD, HANOVER, VA 23069-2147

Mortgage

Document Number	0240003617
Date	Sep 17, 2024
Instrument	240003617

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2051

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAROLINE VA
Recording Date	Oct 1, 2021
Property Address	31172 EDGAR RD, HANOVER, VA 23069-2147
Document Number	1465380
Book / Page	1465 / 380
Map Reference	MB 237 PG 104
Instrument Date	Sep 13, 2021
Instrument	210006063
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31172 EDGAR RD, HANOVER, VA 23069-2147

Mortgage

Document Number	210006064
Date	Oct 1, 2021
Instrument	210006064

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 31172 Edgar Rd was $1,360, down 99.2% from the year before.

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,360.00 (-99.25%)	$234,500 Land $45,000 Building $189,500
2025	$180,565.00		$234,500 Land $45,000 Building $189,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31172 Edgar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31172 Edgar Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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