St. Clair County property record for 3117 Stone St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 984 sqft · built 1960 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Dec 2025) |
| Tax Bill | $4,124 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-657-0009-000 |
| Primary APN | 74-06-657-0009-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Basement Area | 984 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 102 ft deep x 58 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3117 STONE ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-2152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 15 SPARTA HEIGHTS NO. 2 |
| Legal Subdivision | SPARTA HEIGHTS #2 |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 628000 |
3117 Stone St is owned and occupied by an individual who bought it in December 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2634 GRATIOT AVE, PORT HURON, MI 48060-2943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 24, 2025 | Intrafamily Transfer, Transfer |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Prior Sale | Nov 20, 2018 · Amount on File |
| Deed Document Number | 202524493 |
| Deed Book / Page | 5882 / 875 |
| Prior Transfer Date | Oct 10, 2025 |
| Prior Transfer Doc | 0005864348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 23, 2025 |
| Property Address | 3117 STONE ST, PORT HURON, MI 48060-2152 |
| Document Number | 0005882875 |
| Book / Page | 5882 / 875 |
| Map Reference | LB 60 PG 2 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025024493 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | STEWART TITLE/CALDWELL, STC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3117 STONE ST, PORT HURON, MI 48060-2152 |
| Name | Verified Name |
|---|---|
| Address | 2634 GRATIOT AVE, PORT HURON, MI 48060-2943 |
| Document Number | 2025024494 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025024494 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Number | 0005882898 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 5882/898 |
| Instrument | 2025024495 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 24, 2025 |
| Property Address | 3117 STONE ST, PORT HURON, MI 48060-2152 |
| Document Number | 0005864348 |
| Book / Page | 5864 / 348 |
| Map Reference | LB 60 PG 2 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025020386 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3258 WADHAMS RD, CLYDE, MI 48049-4449 |
| Name | Verified Name |
|---|---|
| Address | 3258 WADHAMS RD, CLYDE, MI 48049-4449 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 20, 2018 |
| Property Address | 3117 STONE ST, PORT HURON, MI 48060-2152 |
| Document Number | 0005009420 |
| Book / Page | 5009 / 420 |
| Map Reference | LB 44 PG 3 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 2018025742 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4246 GRATIOT AVE, 4246, PORT HURON, MI 48060-1599 |
| Name | Verified Name |
|---|---|
| Address | 3117 STONE ST, PORT HURON, MI 48060-2152 |
| Document Number | 2018025743 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 2018025743 |
| Name | AMERIFIRST FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3117 Stone St was $4,124 with a homeowner's exemption, up 42.6% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,200 (-2.12%) | $166,400 | |
| 2025 | $4,124.00 (+42.6%) Homeowner's exemption | $85,000 | |
| 2024 | $2,892.00 | $170,000 | |
| 2023 | $69,700 | ||
| 2022 | $2,520.00 | $139,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3117 Stone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3117 Stone St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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