Kane County property record for 3117 Raphael Ct, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,027 sqft · built 2002 |
| Lot Size | 0.66 acres (2,886 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $308,000 (Jun 2021) |
| Tax Bill | $8,179 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-353-053 |
| Primary APN | 09-29-353-053 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,027 sqft Living Area |
| Basement Area | 708 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,886 sqft (0.66 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3117 RAPHAEL CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 227 RENAUX MANOR |
| Legal Subdivision | RENAUX MANOR TWNHM |
| Legal Block | 3 |
| Legal Lot Number | 227 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 852203 |
Source: Kane County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3117 RAPHAEL CT, SAINT CHARLES, IL 60175-4657 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Apr 15, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on Record |
| Deed Sale | Jun 1, 2021 · Amount on Record |
| Prior Sale | Nov 15, 2002 · Amount on Record |
| Deed Document Number | 202141586 |
| Prior Transfer Date | Mar 12, 2009 |
| Prior Transfer Doc | 0000020316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 3117 RAPHAEL CT, SAINT CHARLES, IL 60175-4657 |
| Document Number | 0000015320 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202615320 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3117 RAPHAEL CT, SAINT CHARLES, IL 60175-4657 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3117 RAPHAEL CT, ST CHARLES, IL 60175-4657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000004805 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022K004805 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 1, 2021 |
| Property Address | 3117 RAPHAEL CT, ST CHARLES, IL 60175-4657 |
| Document Number | 0000041586 |
| Map Reference | DOC 2000K005023 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021K041586 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3117 RAPHAEL CT, SAINT CHARLES, IL 60175-4657 |
| Document Number | 0000041587 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021K041587 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Rate | 2.87% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,179.00 (+3.14%) Homeowner's exemption | $124,624 (+8.53%) Land $25,462 Building $99,162 | $374,022 (+8.53%) Land $76,417 Building $297,605 |
| 2024 | $7,930.00 (+10.88%) | $114,829 (+21.4%) Land $23,461 Building $91,368 | $344,625 (+21.45%) Land $70,411 Building $274,214 |
| 2022 | $7,152.00 (+4.21%) Homeowner's exemption | $94,587 (+4.91%) Land $20,969 Building $73,618 | $283,761 (+4.91%) Land $62,907 Building $220,854 |
| 2021 | $6,863.00 Homeowner's exemption | $90,161 Land $19,988 Building $70,173 | $270,483 Land $59,964 Building $210,519 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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