3117 Old Rock St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3117 Old Rock St, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 3.5 ba · 3,856 sqft · built 2016
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on File
Last Sale	$489,600 (Oct 2016)
Tax Bill	$6,526 (2023)
Deeds & Mortgages	Feb 2022 Refinance Nov 2020 Refinance
APN	`0442005005450`

Property Details

APN / Parcel Number

Primary APN	`0442005005450`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,856 sqft Total Area
1st Floor Area	1,380 sqft
Upper Floors Area	1,387 sqft
Attic	Attic
Attic Area	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	145 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3117 OLD ROCK ST
City	CHESAPEAKE
State	VA
Zip	23323-1435
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PUD: PLANN
Legal Description	545 CULPEPPER LANDING PH 4 SEC 2
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3027
Census Tract	21301

Owner

3117 Old Rock St is owned by two individuals who bought it in October 2016.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3117 OLD ROCK ST, CHESAPEAKE, VA 23323-1435
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE INC
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2016 · Amount on File
Deed Sale	Oct 11, 2016 · Amount on File
Deed Document Number	201628341
Deed Book / Page	9707 / 1587
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3117 OLD ROCK ST, CHESAPEAKE, VA 23323-1435
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010523/995
Date	Feb 18, 2022
Book Page	10523/995
Instrument	220006004

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3117 OLD ROCK ST, CHESAPEAKE, VA 23323-1435
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10253/1727
Date	Nov 10, 2020
Book Page	10253/1727
Instrument	200042137

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,000 Land $160,000 Building $543,000	$703,000 Land $160,000 Building $543,000
2023	$6,526.00	$646,200 (+6.25%) Land $140,000 Building $506,200	$646,200 (+6.25%) Land $140,000 Building $506,200
2022		$608,200 Land $130,000 Building $478,200	$608,200 Land $130,000 Building $478,200
2019	$4,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3117 Old Rock St; there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3117 Old Rock St is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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