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3117 Innovation Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3117 Innovation Dr, Saint Cloud, FL 34769

Property Summary

Property TypeCommercial Condominium
Details1,451 sqft · built 2006
Lot Size0.033 acres (1,437 sqft)
OwnerCompany Name on File
Last Sale$910,000 (Jul 2026)
Tax Bill$4,443 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN15-26-30-0701-0001-0080

Property Details

APN / Parcel Number

Primary APN15-26-30-0701-0001-0080
Alternative APNs
  • 263015070100010080
  • 141381

Interior

Stories1 Story
Building Area1,451 sqft Gross Area
1st Floor Area1,451 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Fire ResistanceFireproof Steel Frame
Roof TypeSawtooth
Roof MaterialBuilt-Up Asphalt
Lot Area1,437 sqft (0.033 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3117 INNOVATION DR
CitySAINT CLOUD
StateFL
Zip34769-6501
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Condominium
Local Zoning CodeSPUD
Legal DescriptionSTEVENS PLANTATION TRACT 7 A CONDO CB 8 PG 181-182 OR 3103/1037 UNIT 8
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION TRACT 7 CONDO
Legal Tract7
Legal Block80
Legal Lot Number8
Legal Unit8
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3009
Census Tract43208

Owner

Source: Osceola County records · APN 15-26-30-0701-0001-0080

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2801 13TH ST, SAINT CLOUD, FL 34769-4134
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Sep 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2026 · Amount on Record
Deed SaleJul 15, 2026 · Amount on Record
Prior SaleFeb 09, 2015 · Amount on Record
Deed Document Number202692336
Deed Book / Page7003 / 2904
Prior Transfer DateSep 19, 2019
Prior Transfer Doc0055942917
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2026
Property Address3117 INNOVATION DR, SAINT CLOUD, FL 34769-6501
Document Number0000092336
Book / Page7003 / 2904
Instrument DateJul 13, 2026
Instrument202692336
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyNEW DOOR TITLE INSURANCE LLC, NEW HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$643,370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address2801 13TH ST, SAINT CLOUD, FL 34769-4134

Mortgage

Document Number0000092337,
DateJul 15, 2026
Instrument202692337
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 13, 2031
Interest
Rate6.48%
Max Rate-1%

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateSep 25, 2019
Property Address3117 INNOVATION DR, SAINT CLOUD, FL 34769-6501
Document Number0055942917
Book / Page005594 / 002917
Instrument DateSep 19, 2019
Instrument123831
Transaction TypeTransfer
Record UpdatedOct 08, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3744 MARIETTA WAY ST CLOUD FL 347728710, ST CLOUD, FL 34772-8710

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,443.00 (+4.81%)$236,400 (+6.73%) Building $236,400$236,400 (+6.73%) Building $236,400
2024$4,239.00 (+11.91%)
2023$3,788.00 (+28.02%)$221,500 (+121.06%) Building $221,500$221,500 (+121.06%) Building $221,500
2022$2,959.00$100,200 Building $100,200$100,200 Building $100,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL · Fiber in parts of the area		100 / 100

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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