3117 Dark Sky Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3117 Dark Sky Dr, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,294 sqft · built 2017
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$473,000 (Jun 2026)
Tax Bill	$8,098 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-3294-0001-0650`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-3294-0001-0650`
Alternative APN	`263230329400010650`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,294 sqft Living Area
Gross Area	4,308 sqft
1st Floor Area	1,407 sqft
Upper Floors Area	1,887 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	345 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3117 DARK SKY DR
City	HARMONY
State	FL
Zip	34773-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD F PB 24 PG 32-35 LOT 65
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHD F
Legal Tract	3294
Legal Block	650
Legal Lot Number	65
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2092
Census Tract	43801

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3117 DARK SKY DR, HARMONY, FL 34773-6006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer ANCONA TITLE, NONA TITLE
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 9, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	202681379
Deed Book / Page	6991 / 1089
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 22, 2026
Property Address	3117 DARK SKY DR, HARMONY, FL 34773-6006
Document Number	0069911089
Book / Page	6991 / 1089
Instrument Date	Jun 18, 2026
Instrument	202681379
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	ANCONA TITLE, NONA TITLE

Transaction

Amount	Amount Recorded
Tax	$334,411.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 DARK SKY DR, HARMONY, FL 34773-6006

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3117 DARK SKY DR, HARMONY, FL 34773-6006
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 DARK SKY DR, HARMONY, FL 34773-6006

Mortgage

Document Number	0062821767
Date	Sep 8, 2022
Book Page	6282/1767
Instrument	2022136852

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3117 DARK SKY DR, HARMONY, FL 34773-6006
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057421536
Date	Jun 23, 2020
Book Page	5742/1536
Instrument	2020080888

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 9, 2017
Property Address	3117 DARK SKY DR, HARMONY, FL 34773-6006
Document Number	0051450613
Book / Page	5145 / 0613
Map Reference	MB24 PG32
Instrument Date	May 4, 2017
Instrument	2017068295
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,277.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 DARK SKY DR, HARMONY, FL 34773-6006

Mortgage

Document Number	0051450617
Date	May 9, 2017
Instrument	5145/0617

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,098.00 (+3.49%) Homeowner's exemption	$320,953 (+5.99%)	$458,100 (+1.08%) Land $71,500 Building $386,600
2024	$7,825.00 (+1.98%)
2023	$7,673.00 (+5.54%) Homeowner's exemption	$302,824 (+3%)	$453,200 (+13.33%) Land $71,500 Building $381,700
2022	$7,270.00 Homeowner's exemption	$294,004	$399,900 Land $66,000 Building $333,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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